155 White Oak Ter, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 155 White Oak Ter, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 1942
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (May 2020)
Tax Bill	$12,201 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-07301-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`01-07301-0000-00017`
Alternative APNs	`010030800007` `00004040`

Interior

Stories	2 Stories
Building Area	1,324 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00004040
Street Address	155 WHITE OAK TER
City	BELLEVILLE
State	NJ
Zip	07109-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	WHITE OAKS INC
Legal Block	7301
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1008
Census Tract	14300

Owner

155 White Oak Ter is owned and occupied by an individual who bought it in May 2020.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	155 WHITE OAK TER, BELLEVILLE, NJ 07109-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC
May 5, 2020	Grant Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Document Number	202044465
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	155 WHITE OAK TER, BELLEVILLE, NJ 07109-2833
Document Number	0000011536
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 WHITE OAK TER BELLEVILLE NJ 071092833, BELLEVILLE, NJ 07109-2833

Mortgage

Document Number	0000011536
Date	Jan 28, 2021
Instrument	11536

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jan 27, 2046

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 5, 2020
Property Address	155 WHITE OAK TER, BELLEVILLE, NJ 07109-2833
Document Number	0000044465
Instrument Date	Apr 27, 2020
Instrument	44465
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 WHITE OAK TER BELLEVILLE NJ 071092833, BELLEVILLE, NJ 07109-2833

Mortgage

Document Number	44466
Date	May 5, 2020
Instrument	44466

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 155 White Oak Ter was $12,201, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,500 (-) Land $155,000 Building $138,500	$293,500 (-) Land $155,000 Building $138,500
2025	$12,201.00 (+3.08%)	$293,500 Land $155,000 Building $138,500	$293,500 Land $155,000 Building $138,500
2024	$11,836.00
2023		$293,500 Land $155,000 Building $138,500	$293,500 Land $155,000 Building $138,500
2022	$11,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 White Oak Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 155 White Oak Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Optimum.

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