148 White Oak Ter, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 148 White Oak Ter, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,576 sqft · built 1942
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Dec 2018)
Tax Bill	$12,567 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-07302-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`01-07302-0000-00006`
Alternative APNs	`010030900011` `00004070`

Interior

Stories	2 Stories
Building Area	1,576 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00004070
Street Address	148 WHITE OAK TER
City	BELLEVILLE
State	NJ
Zip	07109-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Block	7302
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1007
Census Tract	14300

Owner

148 White Oak Ter is owned and occupied by two individuals who bought it in December 2018.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK
Dec 11, 2018	Grant Deed, Transfer
Jan 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Deed Document Number	2018106668
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0000002057
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	148 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Document Number	0000122412
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 WHITE OAK TER BELLEVILLE NJ 071092834, BELLEVILLE, NJ 07109-2834

Mortgage

Document Number	0000122412
Date	Dec 8, 2020
Instrument	122412

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 11, 2018
Property Address	148 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Document Number	0000106668
Instrument Date	Nov 28, 2018
Instrument	106668
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 WHITE OAK TER BELLEVILLE NJ 071092834, BELLEVILLE, NJ 07109-2834

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 10, 2018
Property Address	148 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Document Number	0000002057
Instrument Date	Dec 28, 2017
Instrument	2057
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 SHATTUCK AVE BERKELEY CA 947091479, BERKELEY, CA 94709-1479

Tax Assessment & Valuation

The 2025 property tax bill for 148 White Oak Ter was $12,567, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,300 (-) Land $161,000 Building $141,300	$302,300 (-) Land $161,000 Building $141,300
2025	$12,567.00 (+3.08%)	$302,300 Land $161,000 Building $141,300	$302,300 Land $161,000 Building $141,300
2024	$12,191.00
2023		$302,300 Land $161,000 Building $141,300	$302,300 Land $161,000 Building $141,300
2022	$11,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 White Oak Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 White Oak Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Optimum.

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