Caldwell County property record for 155 Torrence Cir NW, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,048 sqft · built 1930 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Dec 2002) |
| Tax Bill | $516 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 15 4 12 |
| Primary APN | 06 15 4 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,048 sqft Heated Area |
| Gross Area | 1,828 sqft |
| 1st Floor Area | 1,048 sqft |
| Attic | Attic |
| Attic Area | 524 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 25106 |
|---|---|
| Street Address | 155 TORRENCE CIR NW |
| City | LENOIR |
| State | NC |
| Zip | 28645-5048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1422 PG 440 YR 02 ST 60.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 30100 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1736 HARPER AVE NW, LENOIR, NC 28645 |
| Owner Type | Individual |
| Vesting | Limited Liability Partnership |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2002 · Amount on Record |
| Deed Sale | Dec 6, 2002 · Amount on Record |
| Prior Sale | Sep 30, 2002 |
| Deed Book / Page | 1422 / 440 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0010116398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 155 TORRENCE CIR NW, LENOIR, NC 28645-5048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020112002 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 2011/2002 |
| Instrument | 10053666 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516.00 (-25.22%) | $106,700 (-) Land $8,100 Building $98,600 | |
| 2025 | $690.00 (+84.49%) | $106,700 (+88.52%) Land $8,100 Building $98,600 | $106,700 (+88.52%) Land $8,100 Building $98,600 |
| 2024 | $374.00 (-46.11%) | ||
| 2023 | $56,600 (-) Land $8,100 Building $48,500 | $56,600 (-) Land $8,100 Building $48,500 | |
| 2022 | $694.00 | $56,600 Land $8,100 Building $48,500 | $56,600 Land $8,100 Building $48,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyline Telephone.
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