Caldwell County property record for 120 Torrence Cir NW, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1932 |
| Lot Size | 0.341 acres (14,850 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $562 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 15 3 35 |
| Primary APN | 06 15 3 35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,850 sqft (0.341 acres) |
| Lot Dimensions | 110 ft deep x 135 ft wide |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 179583 |
|---|---|
| Street Address | 120 TORRENCE CIR NW |
| City | LENOIR |
| State | NC |
| Zip | 28645-5048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2101 PG 1159 YR 2024 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 30100 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 TORRENCE CIR NW, LENOIR, NC 28645-5048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,500 (-) Land $11,300 Building $98,200 | ||
| 2025 | $562.00 (-12.46%) | $109,500 (+109.77%) Land $11,300 Building $98,200 | $109,500 (+109.77%) Land $11,300 Building $98,200 |
| 2023 | $52,200 (-) Land $11,300 Building $40,900 | $52,200 (-) Land $11,300 Building $40,900 | |
| 2022 | $642.00 | $52,200 Land $11,300 Building $40,900 | $52,200 Land $11,300 Building $40,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyline Telephone.
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