155 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 155 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,486 sqft · built 2004
Lot Size	13.4 acres (585,926 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (May 2005)
Tax Bill	$9,751 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2023 Refinance + 4 more
APN	`BELC M:254 L:62.01`

Property Details

APN / Parcel Number

Primary APN	`BELC M:254 L:62.01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
Gross Area	6,562 sqft
Basement Area	1,647 sqft
Unfinished Basement	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	585,926 sqft (13.4 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	155 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PRISM CUSTOM HOMES INC
Legal Lot Number	62.01
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

155 Summit St is owned and occupied by two individuals who bought it in May 2005.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Line of Credit HOLYOKE CU
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Sep 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COM'L
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2005 · Amount on File
Deed Sale	May 31, 2005 · Amount on File
Deed Document Number	200513207
Deed Book / Page	8282 / 81
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015513-343
Date	Aug 27, 2025
Book Page	15513/343
Instrument	14134

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014916-106
Date	Jul 25, 2023
Book Page	14916/106
Instrument	11020

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00014688-5
Date	Sep 28, 2022
Book Page	14688/5
Instrument	20119

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2042

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014179-310
Date	Jul 12, 2021
Book Page	14179/310
Instrument	17011

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Document Number	13640-230
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SUMMIT ST BELCHERTOWN MA 010079646, BELCHERTOWN, MA 01007-9646

Mortgage

Document Number	13640-230
Date	May 26, 2020
Book Page	013640/000230
Instrument	9574

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	155 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Document Number	13365-118
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SUMMIT ST BELCHERTOWN MA 010079646, BELCHERTOWN, MA 01007-9646

Mortgage

Document Number	13365-118
Date	Aug 21, 2019
Book Page	013365/000118
Instrument	15714

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 155 Summit St was $9,751, up 3% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,751.00 (+3.02%)	$672,000 (+8.77%) Land $117,100 Building $554,900	$636,215 (+10.97%)
2024	$9,465.00 (+1.32%)	$617,800 (+7.93%) Land $106,700 Building $511,100	$573,325
2023	$9,342.00	$572,400 Land $100,000 Building $472,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 155 Summit St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit St

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