147 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 147 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,913 sqft · built 2004
Lot Size	8.46 acres (368,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,900 (Mar 2007)
Tax Bill	$9,064 (2025)
Deeds & Mortgages	Jan 2024 Refinance Sep 2022 Refinance + 1 more
APN	`BELC M:254 L:62`

Property Details

APN / Parcel Number

Primary APN	`BELC M:254 L:62`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,913 sqft Living Area
Gross Area	5,866 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	368,692 sqft (8.46 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	147 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A4
Legal Lot Number	62
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Sep 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2007 · Amount on Record
Deed Sale	Mar 16, 2007 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Deed Book / Page	9068 / 180
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	147 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015054-304
Date	Jan 22, 2024
Book Page	15054/304
Instrument	972

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	147 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00014675-5
Date	Sep 13, 2022
Book Page	14675/5
Instrument	19121

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	147 SUMMIT ST, BELCHERTOWN, MA 01007-9646
Document Number	13239-88
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 SUMMIT ST BELCHERTOWN MA 010079646, BELCHERTOWN, MA 01007-9646

Mortgage

Document Number	13239-88
Date	Apr 18, 2019
Book Page	013239/000088
Instrument	5949

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,064.00 (+2.59%)	$624,700 (+8.32%) Land $102,900 Building $521,800	$753,255 (+2.42%)
2024	$8,835.00 (+2.86%)	$576,700 (+9.58%) Land $93,600 Building $483,100	$735,490
2023	$8,589.00	$526,300 Land $87,300 Building $439,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit St

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