155 Ruth Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 155 Ruth Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 1978
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Mar 2021)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0019F001000`

Property Details

APN / Parcel Number

Primary APN	`0019F001000`
Alternative APNs	`0019F001` `10565`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Heated Area
1st Floor Area	1,432 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	111 ft deep x 115 ft wide
Garage Area	572 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	296 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10565
Street Address	155 RUTH LN
City	RINGGOLD
State	GA
Zip	30736-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 63 MORRIS ESTATES
Legal Subdivision	MORRIS ESTATES
Legal Lot Number	63
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3018
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2721 STONE TRACE DR, CHATTANOOGA, TN 37421-1194
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage PLATINUM FIN'L FUND
Nov 25, 2019	Deed of Trust, Mortgage FIRST CMNTY BK
Oct 30, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jan 18, 2018	Grant Deed, Transfer · Line of Credit SMARTBANK
Jun 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	2021686
Deed Book / Page	2127 / 285
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 5, 2021
Property Address	155 RUTH LN, RINGGOLD, GA 30736-6540
Document Number	0021270285
Book / Page	002127 / 000285
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	Apr 26, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 RUTH LN RINGGOLD GA 307366540, RINGGOLD, GA 30736-6540

Mortgage

Document Number	21270287
Date	Apr 5, 2021
Book Page	002127/000287

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	155 RUTH LN, RINGGOLD, GA 30736-6540
Document Number	0020220720
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 RUTH LN RINGGOLD GA 307366540, RINGGOLD, GA 30736-6540

Mortgage

Document Number	0020220720
Date	Dec 3, 2019
Book Page	002022/000720
Instrument	8337

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 30, 2018
Property Address	155 RUTH LN, RINGGOLD, GA 30736-6540
Document Number	0019610045
Book / Page	001961 / 000045
Instrument Date	Oct 30, 2018
Instrument	7568
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	BATTLEFIELD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 RUTH LN RINGGOLD GA 307366540, RINGGOLD, GA 30736-6540

Mortgage

Document Number	19610048
Date	Oct 30, 2018
Book Page	001961/000048
Instrument	7569

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 18, 2018
Property Address	155 RUTH LN, RINGGOLD, GA 30736-6540
Document Number	0019170133
Book / Page	001917 / 000133
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	BATTLEFIELD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CEDAR GLEN CIR CHATTANOOGA TN 374124048, CHATTANOOGA, TN 37412-4048

Mortgage

Document Number	19170136
Date	Jan 18, 2018
Book Page	001917/000136

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2023

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 20, 2017
Property Address	155 RUTH LN, RINGGOLD, GA 30736-6540
Document Number	0018840696
Book / Page	001884 / 000696
Instrument Date	Jun 6, 2017
Instrument	4379
Transaction Type	Foreclosure
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00 (+12.4%)	$107,018 (+32.54%) Land $12,000 Building $95,018	$267,545 (+32.54%) Land $30,000 Building $237,545
2023	$1,807.00 (+30.94%)	$80,743 Land $12,000 Building $68,743	$201,857 Land $30,000 Building $171,857
2022	$1,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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