133 Ruth Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 133 Ruth Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,342 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0019F002000`

Property Details

APN / Parcel Number

Primary APN	`0019F002000`
Alternative APNs	`0019F002` `10566`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	127 ft deep x 103 ft wide
Porch	Open Porch
Porch Area	40 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10566
Old Parcel Number	0019F002000
Street Address	133 RUTH LN
City	RINGGOLD
State	GA
Zip	30736-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 64 MORRIS ESTATES
Legal Subdivision	MORRIS ESTATES
Legal Lot Number	64
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3018
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 RUTH LN, RINGGOLD, GA 30736-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013
Deed Sale	Mar 25, 2013
Deed Document Number	0001674289
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	133 RUTH LN, RINGGOLD, GA 30736-6540
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 RUTH LN, RINGGOLD, GA 30736-6540

Mortgage

Document Number	0024150000000594
Date	Nov 3, 2025
Book Page	0000002415/0000000594
Instrument	D2025007730

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	133 RUTH LN, RINGGOLD, GA 30736-6540
Document Number	0021310447
Instrument Date	Apr 12, 2021
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 RUTH LN RINGGOLD GA 307366540, RINGGOLD, GA 30736-6540

Mortgage

Document Number	0021310447
Date	Apr 22, 2021
Book Page	002131/000447

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+9.36%) Homeowner's exemption	$87,660 (+32.93%) Land $12,000 Building $75,660	$219,150 (+32.93%) Land $30,000 Building $189,150
2023	$1,431.00 (+18.66%) Homeowner's exemption	$65,945 Land $12,000 Building $53,945	$164,862 Land $30,000 Building $134,862
2022	$1,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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