155 Ruskin Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 155 Ruskin Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1981
Lot Size	0.343 acres (14,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jun 2026)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5050-0225-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5050-0225-0090`
Alternative APNs	`00471956` `471956`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	2,678 sqft
1st Floor Area	1,964 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,946 sqft (0.343 acres)
Lot Dimensions	96 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Enclosed Porch
Porch Area	274 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00471956
Street Address	155 RUSKIN AVE
City	SPRING HILL
State	FL
Zip	34606-5551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 5 BLK 225 LOT 9
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 5
Legal Block	225
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3033
Census Tract	41401

Owner

Source: Hernando County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage VLOAN
Jun 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	202637118
Deed Book / Page	4717 / 35
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0036871378
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 2, 2026
Property Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Document Number	0000037118
Book / Page	4717 / 35
Instrument Date	May 15, 2026
Instrument	202637118
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037119,
Date	Jun 2, 2026
Instrument	202637119

Lender

Name	MORTGAGE FIRM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551

Mortgage

Document Number	0039261200
Date	Dec 16, 2020
Book Page	3926/1200
Instrument	2020079017

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 3, 2019
Property Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Document Number	0036871378
Book / Page	003687 / 001378
Instrument Date	Mar 1, 2019
Instrument	20172
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 RUSKIN AVE SPRING HILL FL 346065551, SPRING HILL, FL 34606-5551

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Document Number	0035220622
Book / Page	003522 / 000622
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 RUSKIN AVE SPRING HILL FL 346065551, SPRING HILL, FL 34606-5551

Mortgage

Document Number	0035220622
Date	Nov 3, 2017
Book Page	003522/000622
Instrument	62358

Lender

Name	VLOAN
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 20, 2017
Property Address	155 RUSKIN AVE, SPRING HILL, FL 34606-5551
Document Number	0034800579
Book / Page	003480 / 000579
Instrument Date	Jun 8, 2017
Instrument	34786
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$241.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 RUSKIN AVE SPRING HILL FL 346065551, SPRING HILL, FL 34606-5551

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+71.05%) Homeowner's exemption	$113,113 (+5.99%)	$296,354 (+3.19%) Land $41,102 Building $255,252
2023		$106,723 (+4.7%) Land $106,723
2022	$1,019.00 Homeowner's exemption	$101,937	$287,179 Land $37,664 Building $249,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

Nearby Properties on Ruskin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures