113 Ruskin Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 113 Ruskin Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1986
Lot Size	0.341 acres (14,866 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2026)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5050-0224-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5050-0224-0080`
Alternative APNs	`00471812` `471812`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,866 sqft (0.341 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	922 sqft
Deck Area	120 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00471812
Street Address	113 RUSKIN AVE
City	SPRING HILL
State	FL
Zip	34606-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 5 BLK 224 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 5
Legal Block	224
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3009
Census Tract	41401

Owner

Source: Hernando County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 6, 2026	Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE 2 LLC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU
Oct 12, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Mar 6, 2026 · Amount on File
Deed Document Number	202662951
Deed Book / Page	4761 / 796
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0040681132
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 16, 2026
Property Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549
Document Number	0000062951
Book / Page	4761 / 796
Instrument Date	Sep 4, 2026
Instrument	202662951
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549

Mortgage

Document Number	0000062952,
Date	Sep 16, 2026
Instrument	202662952

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 6, 2026
Property Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549
Document Number	0046771649
Book / Page	4677 / 1649
Map Reference	MB 7 PG 96-107
Instrument Date	Mar 2, 2026
Instrument	2026014954
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	HOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

Amount	Amount on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4417 W ROGERS AVE, TAMPA, FL 33611-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S CONGRESS AVE APT 415, 415, AUSTIN, TX 78704-1718
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549

Mortgage

Document Number	0040160504
Date	Jun 21, 2021
Book Page	4016/504
Instrument	2021046776

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 12, 2021
Property Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549
Document Number	0040681132
Book / Page	4068 / 1132
Map Reference	MB 7 PG 96-107
Instrument Date	Jan 31, 2021
Instrument	2021076496
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	113 RUSKIN AVE, SPRING HILL, FL 34606-5549

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (-7.09%)	$202,706 (-7.55%) Land $39,544 Building $163,162	$202,706 (-7.55%) Land $39,544 Building $163,162
2023		$219,258 (+1.05%) Land $43,780 Building $175,478
2022	$3,329.00	$216,990 Land $21,853 Building $195,137	$219,258 Land $26,759 Building $192,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

Nearby Properties on Ruskin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures