155 Rosebay Dr, Apt 5, Encinitas, CA 92024 Property Records

San Diego County property record for 155 Rosebay Dr, Apt 5, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1980
Lot Size	2.05 acres (89,590 sqft)
Owner	Company Name on Record
Last Sale	$802,000 (Jul 2005)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-141-01-05`

Property Details

APN / Parcel Number

Primary APN	`258-141-01-05`
Alternative APN	`2581402305`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Lot Area	89,590 sqft

Location & Zoning

Old Parcel Number	2581402305
Street Address	155 ROSEBAY DR, 5
City	ENCINITAS
State	CA
Zip	92024-3332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R20
Legal Description	SEC 15-13-4W US 5 PER DOC92-216120&UND INT IN NEQ OF NEQ
Legal Range	04W
Legal Township	13
Legal Section	15
Legal Subdivision	ROSEBAY
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 ROSEBAY DR, 5, ENCINITAS, CA 92024-3332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2005 · Amount on Record
Deed Sale	Jul 15, 2005 · Amount on Record
Prior Sale	Aug 23, 2004 · Amount on Record
Deed Document Number	2005599527
Last Transfer Date	Jan 3, 2019
Transfer Doc	0000002613
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 ROSEBAY DR APT 5, 5, ENCINITAS, CA 92024-3332
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ROSEBAY DR 5, 5, ENCINITAS, CA 92024-3332

Mortgage

Document Number	0000599526
Date	Aug 23, 2021
Instrument	2021-0599526

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	DOUGLASVILLE, GA 30135

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.56%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 ROSEBAY DR APT 5, 5, ENCINITAS, CA 92024-3332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210695
Date	May 11, 2017
Instrument	2017-0210695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 ROSEBAY DR APT 5, 5, ENCINITAS, CA 92024-3332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480587
Date	Oct 23, 2019
Instrument	2019-0480587

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2019
Property Address	155 ROSEBAY DR APT 5, 5, ENCINITAS, CA 92024-3332
Document Number	0000002613
Instrument Date	Jan 3, 2019
Instrument	2613
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	155 ROSEBAY DR #5 ENCINITAS CA 920243332, 5, ENCINITAS, CA 92024-3332

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,216 (+2%) Land $497,592 Building $106,624
2025	$6,712.00 (+6.19%) Homeowner's exemption	$592,370 (+4.04%) Land $487,836 Building $104,534
2023	$6,321.00 (+1.35%) Homeowner's exemption	$569,370 Land $468,894 Building $100,476
2022	$6,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum.

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