155 Rosebay Dr, Apt 4, Encinitas, CA 92024 Property Records

San Diego County property record for 155 Rosebay Dr, Apt 4, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1980
Lot Size	2.05 acres (89,590 sqft)
Owner	Company Name on Record
Last Sale	$488,000 (Feb 2020)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-141-01-04`

Property Details

APN / Parcel Number

Primary APN	`258-141-01-04`
Alternative APN	`2581402304`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Lot Area	89,590 sqft

Location & Zoning

Old Parcel Number	2581402304
Street Address	155 ROSEBAY DR, 4
City	ENCINITAS
State	CA
Zip	92024-3332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R20
Legal Description	SEC 15-13-4W US 4 PER DOC92-216120&UND INT IN NEQ OF NEQ
Legal Range	04W
Legal Township	13
Legal Section	15
Legal Subdivision	ROSEBAY
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 ROSEBAY DR, 4, ENCINITAS, CA 92024-3332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JC FINANCIAL SOLUTIONS INC
Feb 20, 2020	Grant Deed, Transfer · Conventional Mortgage ERNIE & HAYDEE LAZARUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	202084615
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	0000464254
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2023
Property Address	155 ROSEBAY DR APT 4, 4, ENCINITAS, CA 92024-3332
Document Number	0000155864
Instrument Date	Jun 12, 2023
Instrument	2023-0155864
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	155 ROSEBAY DR APT 4, 4, ENCINITAS, CA 92024-3332

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	155 ROSEBAY DR APT 4, 4, ENCINITAS, CA 92024-3332
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 ROSEBAY DR 4, 4, ENCINITAS, CA 92024-3332

Mortgage

Document Number	0000119739
Date	Feb 16, 2021
Instrument	2021-0119739

Lender

Name	JC FINANCIAL SOLUTIONS INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2020
Property Address	155 ROSEBAY DR APT 4, 4, ENCINITAS, CA 92024-3332
Document Number	0000084615
Instrument Date	Jan 23, 2020
Instrument	84615
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 CANTERBURY DR #D308 CULVER CITY CA 902306807, D308, CULVER CITY, CA 90230-6807

Mortgage

Document Number	84616
Date	Feb 20, 2020
Instrument	84616

Lender

Name	ERNIE & HAYDEE LAZARUS
Address	2604 TOTANA CT, SAN RAMON, CA 94583-2034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,366 (+2%) Land $371,452 Building $172,914
2025	$6,081.00 (+6.2%) Homeowner's exemption	$533,693 (+4.04%) Land $364,169 Building $169,524
2023	$5,726.00 (+1.27%) Homeowner's exemption	$512,971 Land $350,029 Building $162,942
2022	$5,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum.

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