155 Monaco Ln, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 155 Monaco Ln, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 651 sqft · built 1941
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jul 2017)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-161-25`

Property Details

APN / Parcel Number

Primary APN	`082-161-25`
Alternative APN	`082-161-25-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	651 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	11,718 sqft (0.269 acres)
Porch	Porch

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	155 MONACO LN
City	BOULDER CREEK
State	CA
Zip	95006-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

155 Monaco Ln is owned and occupied by an individual who acquired it in November 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1441, BOULDER CREEK, CA 95006-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jul 18, 2017	Grant Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Mar 9, 2004 · Amount on File
Deed Document Number	201723524
Last Transfer Date	Nov 7, 2018
Transfer Doc	0000034153
Record Updated	Sep 20, 2026

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 14, 2018
Property Address	155 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000034153
Instrument Date	Nov 7, 2018
Instrument	2018-0034153
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1441, BOULDER CREEK, CA 95006-1441

Mortgage

Document Number	0000034154
Date	Nov 14, 2018
Instrument	2018-0034154

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 18, 2017
Property Address	155 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000023524
Instrument Date	Jun 26, 2017
Instrument	23524
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1441 BOULDER CREEK CA 950061441, BOULDER CREEK, CA 95006-1441

Mortgage

Document Number	23525
Date	Jul 18, 2017
Instrument	23525

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 155 Monaco Ln was $5,594 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,629 (+2%) Land $359,782 Building $92,847
2025	$5,594.00 Homeowner's exemption	$443,753 Land $352,727 Building $91,026
2023	$5,319.00 (+2.49%) Homeowner's exemption	$426,522 Land $339,030 Building $87,492	$427,950
2022	$5,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 Monaco Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Monaco Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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