121 Monaco Ln, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 121 Monaco Ln, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,452 sqft · built 1942
Lot Size	0.253 acres (11,021 sqft)
Owner	Company Name on Record
Last Sale	$408,000 (May 2026)
Tax Bill	$9,689 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2026 Foreclosure + 6 more
Flood Zone	Zone X (minimal risk)
APN	`082-161-30`

Property Details

APN / Parcel Number

Primary APN	`082-161-30`
Alternative APN	`082-161-30-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,452 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	121 MONACO LN
City	BOULDER CREEK
State	CA
Zip	95006-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TWP 09S RGE 02W SEC 19
Legal Subdivision	CLEMENT EARL ADAMS ET UX
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

Source: Santa Cruz County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Nov 1, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 22, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage STAR ONE CU
Jun 13, 2019	Grant Deed, Transfer · FHA Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	202610627
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000023819
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 11, 2026
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000013189
Instrument Date	May 29, 2026
Instrument	202613189
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

May 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2026
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000010627
Instrument Date	May 11, 2026
Instrument	202610627
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$45,328.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3217 DECKER LAKE DR, WEST VALLEY CITY, UT 84119-3284
Investor	Possibly a Property Investor

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 1, 2022
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000029772
Instrument Date	Oct 25, 2022
Instrument	2022-0029772
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710

Mortgage

Document Number	0000029773
Date	Nov 1, 2022
Instrument	2022-0029773

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007206
Date	Mar 2, 2020
Instrument	2020-0007206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710

Mortgage

Document Number	0000005471
Date	Jan 29, 2021
Instrument	2021-0005471

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 22, 2022
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000023819
Instrument Date	Aug 16, 2022
Instrument	2022-0023819
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 22, 2022
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000023818
Instrument Date	Aug 15, 2022
Instrument	2022-0023818
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710

Mortgage

Document Number	0000023820
Date	Aug 22, 2022
Instrument	2022-0023820

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 13, 2019
Property Address	121 MONACO LN, BOULDER CREEK, CA 95006-9710
Document Number	0000016144
Instrument Date	Jun 3, 2019
Instrument	16144
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MONACO LN BOULDER CREEK CA 950069710, BOULDER CREEK, CA 95006-9710

Mortgage

Document Number	16145
Date	Jun 13, 2019
Instrument	16145

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,130 (+2%) Land $539,306 Building $277,824
2025	$9,689.00 (+4.28%) Homeowner's exemption	$801,108 (+4.04%) Land $528,731 Building $272,377
2023	$9,291.00 (+22.06%) Homeowner's exemption	$770,000 Land $508,200 Building $261,800	$675,900
2022	$7,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Monaco Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures