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155 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 155 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,576 sqft · built 1950
Lot Size0.223 acres (9,714 sqft)
OwnerIndividual Name on File
Tax Bill$5,143 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN077-075-04

Property Details

APN / Parcel Number

Primary APN077-075-04
Alternative APN
  • 077-075-04-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,576 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,714 sqft (0.223 acres)
TerrainSteep
Deck Area651 sqft
Patio Area651 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address155 KIPLING AVE
CityBEN LOMOND
StateCA
Zip95005-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 68
Legal SubdivisionSTEVENSON PARK 01 TR 68
Legal Tract68
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3024
Census Tract120301

Owner

Source: Santa Cruz County records · APN 077-075-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 KIPLING AVE, BEN LOMOND, CA 95005-9420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 19, 2018
Transfer Doc0000022234
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address155 KIPLING AVE, BEN LOMOND, CA 95005-9420
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 KIPLING AVE, BEN LOMOND, CA 95005-9420

Mortgage

Document Number0000025501
DateNov 26, 2025
Instrument2025-0025501
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 29, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 20, 2018
Property Address155 KIPLING AVE, BEN LOMOND, CA 95005-9420
Document Number0000022234
Instrument DateJul 19, 2018
Instrument22234
Transaction TypeTransfer
Record UpdatedAug 07, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 KIPLING AVE BEN LOMOND CA 950059420, BEN LOMOND, CA 95005-9420

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$414,868 (+2%) Land $216,453 Building $198,415
2025$5,143.00 (+5.35%) Homeowner's exemption$406,732 (+4.04%) Land $212,208 Building $194,524
2023$4,882.00 (+2.5%) Homeowner's exemption$390,939 Land $203,968 Building $186,971$830,520
2022$4,763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1982–2000)
Claims Outside the SFHA5 of 15
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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