130 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 130 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,557 sqft · built 1955
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Company Names on File
Last Sale	$875,000 (Mar 2023)
Tax Bill	$10,914 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-074-07`

Property Details

APN / Parcel Number

Primary APN	`077-074-07`
Alternative APN	`077-074-07-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,557 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	130 KIPLING AVE
City	BEN LOMOND
State	CA
Zip	95005-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 68
Legal Subdivision	STEVENSON PARK 01 68
Legal Tract	68
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3024
Census Tract	120301

Owner

Source: Santa Cruz County records · APN 077-074-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	249 FELTON EMPIRE RD, FELTON, CA 95018-9167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	20235132
Last Transfer Date	Nov 01, 2024
Transfer Doc	0000022152
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 27, 2023
Property Address	130 KIPLING AVE, BEN LOMOND, CA 95005-9420
Document Number	0000005132
Map Reference	MB 28 PG 41
Instrument Date	Mar 13, 2023
Instrument	2023-0005132
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 3, FELTON, CA 95018-0003

Mortgage

Document Number	0000005133
Date	Mar 27, 2023
Instrument	2023-0005133

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 01, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$928,557 (+2%) Land $663,255 Building $265,302
2025	$10,914.00 (+55.34%) Homeowner's exemption	$910,350 (+59.89%) Land $650,250 Building $260,100
2023	$7,026.00 (+2.42%)	$569,370 Land $341,622 Building $227,748	$767,880
2022	$6,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force 15 of 18 on primary residences
Nearby Flood Claims	15 (1982–2000)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2000, rainfall accumulation
Flood Events	Severe Winter Storms And Flooding (Feb 1998), 4 claims Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows (Jan 1995), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.