155 Emerald Oak Dr, Galt, CA 95632 Property Records

Sacramento County property record for 155 Emerald Oak Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1985
Lot Size	0.172 acres (7,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,000 (Jul 2022)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0303-043-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0303-043-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,505 sqft (0.172 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	155 EMERALD OAK DR
City	GALT
State	CA
Zip	95632-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 16, LOT 78
Legal Subdivision	EMERALD PARK 16
Legal Lot Number	78
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2020
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 EMERALD OAK DR, GALT, CA 95632-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 3, 2022	Grant Deed, Transfer · Commercial Mortgage BANK OF THE WEST
Jun 7, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Book / Page	20220726 / 1149
Prior Transfer Date	Jan 29, 2003
Prior Transfer Doc	2004000868
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 26, 2022
Property Address	155 EMERALD OAK DR, GALT, CA 95632-2322
Document Number	0000001149
Map Reference	MB 132 PG 12
Instrument Date	Jun 27, 2022
Instrument	2022072601149
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	155 EMERALD OAK DR, GALT, CA 95632-2322

Mortgage

Document Number	0000001150
Date	Jul 26, 2022
Instrument	2022072601150

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 3, 2022
Property Address	155 EMERALD OAK DR, GALT, CA 95632-2322
Document Number	0000000886
Map Reference	MB 132 PG 12
Instrument Date	Feb 23, 2022
Instrument	2022030300886
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000000048
Date	Mar 18, 2022
Instrument	2022031800048

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 7, 2019
Property Address	155 EMERALD OAK DR, GALT, CA 95632-2322
Document Number	1906070798
Instrument Date	Apr 24, 2019
Instrument	1906070798
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 EMERALD OAK DR GALT CA 956322322, GALT, CA 95632-2322

Mortgage

Document Number	1906070800
Date	Jun 7, 2019
Instrument	1906070800

Lender

Name	POINT DIGITAL FIN INC
Address	PALO ALTO, CA 94302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$506,194 (+2%) Land $127,344 Building $378,850
2025	$5,706.00 (+4.49%)	$496,270 (+4.04%) Land $124,848 Building $371,422
2024	$5,461.00 (+1.71%)
2023	$5,369.00 (+246.16%)	$477,000 Land $120,000 Building $357,000
2022	$1,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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