Sacramento County property record for 147 Emerald Oak Dr, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,592 sqft · built 1986 |
| Lot Size | 0.163 acres (7,084 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2018) |
| Tax Bill | $4,023 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0303-042-0000 |
| Primary APN | 148-0303-042-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 7,084 sqft (0.163 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 147 EMERALD OAK DR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | EMERALD PARK 16, LOT 77 |
| Legal Subdivision | EMERALD PARK 16 |
| Legal Lot Number | 77 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 9502 |
147 Emerald Oak Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 147 EMERALD OAK DR, GALT, CA 95632-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL MTG SVCS |
| Nov 19, 2018 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on File |
| Deed Sale | Nov 19, 2018 · Amount on File |
| Prior Sale | May 2, 2012 · Amount on File |
| Deed Book / Page | 20181119 / 802 |
| Prior Transfer Date | Nov 16, 2009 |
| Prior Transfer Doc | 0000001392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 147 EMERALD OAK DR, GALT, CA 95632-2322 |
| Document Number | 2006100448 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 147 EMERALD OAK DR GALT CA 956322322, GALT, CA 95632-2322 |
| Document Number | 2006100448 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2006100448 |
| Name | NATIONAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 19, 2018 |
| Property Address | 147 EMERALD OAK DR, GALT, CA 95632-2322 |
| Document Number | 1811190802 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 1811190802 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 147 EMERALD OAK DR GALT CA 956322322, GALT, CA 95632-2322 |
| Document Number | 1811190803 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 1811190803 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2048 |
The 2025 property tax bill for 147 Emerald Oak Dr was $4,023 with a homeowner's exemption, up 4.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $364,099 (+2%) Land $96,712 Building $267,387 | |
| 2025 | $4,023.00 (+4.52%) Homeowner's exemption | $356,961 Land $94,816 Building $262,145 |
| 2024 | $3,849.00 (+1.74%) | |
| 2023 | $3,783.00 (+4.24%) Homeowner's exemption | $343,101 Land $91,135 Building $251,966 |
| 2022 | $3,629.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 147 Emerald Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 147 Emerald Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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