155 Dowdy Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 155 Dowdy Dr, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 1965
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2022)
Tax Bill$1,158 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-08-33-0-001-073-000

Property Details

APN / Parcel Number

Primary APN16-08-33-0-001-073-000
Alternative APNs
  • 097736
  • 103802
  • 8918

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions195 ft deep x 80 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number103802
Street Address155 DOWDY DR
CityFLORENCE
StateAL
Zip35634-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description80 X 195.6 MORNINGSIDE HGTS RESUR LOT 15 .36 AC/C SEC 33 T2S R10W PB 3 PG 176
Legal Range10W
Legal Township02S
Legal Section33
Legal SubdivisionMORNINGSIDE HEIGHTS RESURVEY
Legal Lot Number15
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2043
Census Tract11503

Owner

155 Dowdy Dr is owned and occupied by an individual who bought it in August 2022.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address155 DOWDY DR, FLORENCE, AL 35634-2922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROGRESS BANK & TRUST
Aug 12, 2022Survivorship Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2022 · Amount on File
Deed SaleAug 12, 2022 · Amount on File
Prior SaleAug 14, 2020 · Amount on File
Deed Document Number0202245049
Deed Book / Page2022 / 45049
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address155 DOWDY DR, FLORENCE, AL 35634-2922
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/57361
DateSep 15, 2021
Book Page2021/57361
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

August 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateAug 12, 2022
Property Address155 DOWDY DR, FLORENCE, AL 35634-2922
Document Number2022/45049
Book / Page2022 / 45049
Map ReferenceMB 3 PG 176
Instrument DateAug 12, 2022
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 TIMBERS PL, 207, FLORENCE, AL 35630-6245

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address155 DOWDY DR, FLORENCE, AL 35634-2922

Mortgage

Document Number202245051202245051
DateAug 12, 2022
Instrument2022/45051202245051
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateAug 14, 2020
Property Address155 DOWDY DR, FLORENCE, AL 35634-2922
Document Number2020/41436
Book / Page2020 / 41436
Map ReferenceMB 3 PG 176
Instrument DateAug 12, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address308 DRISKELL CT, 308, FLORENCE, AL 35633-1633

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 DOWDY DR, FLORENCE, AL 35634-2922

Mortgage

Document Number202041438
DateAug 14, 2020
Instrument2020/41438
Lender
NamePROGRESS BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 155 Dowdy Dr was $1,158, up 3.8% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,158.00 (+3.76%)$33,100 (+3.76%)$165,460 (+3.75%) Land $7,000 Building $158,460
2024$1,116.00 (+1.27%)$31,900 (+2,431.75%) Land $1,360 Building $30,540$159,480 (+6.09%) Land $6,800 Building $152,680
2023$1,102.00 (+195.44%)$1,260 (-89.89%) Land $1,260$150,320 (+20.74%) Land $6,300 Building $144,020
2022$373.00 Homeowner's exemption Senior Citizen's exemption$12,460$124,500 Land $7,200 Building $117,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 155 Dowdy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 155 Dowdy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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