147 Dowdy Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 147 Dowdy Dr, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,384 sqft · built 1978
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jun 2019)
Tax Bill$458 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-08-33-0-001-074-000

Property Details

APN / Parcel Number

Primary APN16-08-33-0-001-074-000
Alternative APNs
  • 095662
  • 12488
  • 95662

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions195 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number95662
Street Address147 DOWDY DR
CityFLORENCE
StateAL
Zip35634-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80 X 195.6 RESURVEY MORNINGSIDE HGTS S/D LOT 14 .36 AC/C SEC 33 T2S R10W PB 3 PG 176
Legal Range10W
Legal Township02S
Legal Section33
Legal SubdivisionMORNINGSIDE HEIGHTS RESURVEY
Legal Lot Number14
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2043
Census Tract11503

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address147 DOWDY DR, FLORENCE, AL 35634-2922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
LISTERHILL CU
Jun 10, 2019Warranty Deed, Transfer · Conventional Mortgage
SOUTHWEST FUNDING LP
Jun 19, 2018Warranty Deed, Transfer · Commercial Mortgage
BANK INDEPENDENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleJun 19, 2018 · Amount on Record
Deed Book / Page2019 / 23287
Prior Transfer DateJun 18, 2018
Prior Transfer Doc2018/25822
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address147 DOWDY DR, FLORENCE, AL 35634-2922
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1856
DateJan 12, 2022
Book Page2022/1856
Lender
NameLISTERHILL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2052
Interest
Rate TypeFixed Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJun 10, 2019
Property Address147 DOWDY DR, FLORENCE, AL 35634-2922
Document Number2019/23287
Book / Page2019 / 23287
Instrument DateJun 7, 2019
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address797 COUNTY ROAD 118, FLORENCE, AL 35633-6018

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 DOWDY DR, FLORENCE, AL 35634-2922

Mortgage

Document Number2019/23289
DateJun 10, 2019
Book Page2019/23289
Lender
NameSOUTHWEST FUNDING LP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJun 19, 2018
Property Address147 DOWDY DR, FLORENCE, AL 35634-2922
Document Number2018/25820
Book / Page2018 / 25820
Instrument DateJun 18, 2018
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address891 COUNTY ROAD 118, 891, FLORENCE, AL 35633-6029

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 COUNTY ROAD 118, FLORENCE, AL 35633-6029

Mortgage

Document Number2018/25822
DateJun 19, 2018
Book Page2018/25822
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$458.00 (+4.33%) Homeowner's exemption$14,740 (+3.8%)$147,300 (+3.73%) Land $7,000 Building $140,300
2024$439.00 (-4.77%) Homeowner's exemption$14,200 (+2,118.75%) Land $680 Building $13,520$142,000 (+6.1%) Land $6,800 Building $135,200
2023$461.00 (+17.9%) Homeowner's exemption$640 (-94.39%) Land $640$133,840 (+17.4%) Land $6,300 Building $127,540
2022$391.00 Homeowner's exemption$11,400$114,000 Land $7,200 Building $106,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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