Washington County property record for 155 Cumberland St, Clear Spring, MD 21722
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,862 sqft · built 1900 |
| Lot Size | 0.148 acres (6,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2021) |
| Tax Bill | $1,982 (2026) |
| Deeds & Mortgages | Mar 2017 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-008308 |
| Primary APN | 04-008308 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,862 sqft Total Area |
| Basement Area | 544 sqft |
| Finished Basement | 544 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,468 sqft (0.148 acres) |
| Lot Dimensions | 196 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 86 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 008308 |
|---|---|
| Street Address | 155 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | U |
| Legal Description | 1/2 LOT 25 33X196 155 CUMBERLAND ST |
| Legal Subdivision | CLEAR SPRING |
| Legal Lot Number | 25 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 155 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 14, 2021 | Deed, Transfer · Conventional Mortgage STATE DEPARTMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Jul 12, 2002 · Amount on Record |
| Deed Book / Page | 6792 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 155 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0054700257 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 5470/0257 |
| Instrument | 5470-0257 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 14, 2021 |
| Property Address | 155 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Document Number | 0067920201 |
| Book / Page | 6792 / 201 |
| Map Reference | LB HH FO 742 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 155 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Document Number | 0006792210 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 6792/210 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,982.00 (+7.48%) | $217,600 (+7.51%) Land $38,900 Building $178,700 | $217,600 (-) Land $38,900 Building $178,700 |
| 2025 | $1,844.00 (+17.23%) | $202,400 (+17.67%) | $217,600 (+26.51%) Land $38,900 Building $178,700 |
| 2023 | $1,573.00 | $172,000 Land $38,900 Building $133,100 | $172,000 Land $38,900 Building $133,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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