148 Cumberland St, Clear Spring, MD 21722 Property Records

Washington County property record for 148 Cumberland St, Clear Spring, MD 21722

Property Summary

Property TypeCommercial
Details2.5 ba · 4,680 sqft · built 1832
Lot Size0.477 acres (20,790 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Sep 2008)
Tax Bill$2,420 (2026)
Flood ZoneZone X (minimal risk)
APN04-002261

Property Details

APN / Parcel Number

Primary APN04-002261
Alternative APN
  • 002261

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,680 sqft Total Area

Exterior

Year BuiltBuilt 1832
Effective Year BuiltEffective 1832
Exterior MaterialBrick
Roof MaterialMetal
Lot Area20,790 sqft (0.477 acres)
Lot Dimensions198 ft deep x 105 ft wide
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number002261
Street Address148 CUMBERLAND ST
CityCLEAR SPRING
StateMD
Zip21722
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeU
Legal DescriptionLOTS 105X198 148 CUMBERLAND ST
Legal Lot Number148
JurisdictionWASHINGTON MD
Township / Civil Division4, CLEAR SPRING
Census Block Group1
Census Block1049
Census Tract10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14806 NATIONAL PIKE, CLEAR SPRING, MD 21722-1739
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2008 · Amount on Record
Deed SaleSep 24, 2008 · Amount on Record
Deed Document Number20081053
Deed Book / Page3549 / 357
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityClear Spring Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,420.00 (+5.03%)$265,700 (+5.05%) Land $43,200 Building $222,500$265,700 (-) Land $43,200 Building $222,500
2025$2,304.00 (+10.77%)$252,933 (+11.23%)$265,700 (+16.84%) Land $43,200 Building $222,500
2023$2,080.00$227,400 Land $43,200 Building $184,200$227,400 Land $43,200 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLEAR SPRING
serves 455 people · EPA ID MD0210005
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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