155 Cherry St, Stephens, GA 30667 Property Records

Oglethorpe County property record for 155 Cherry St, Stephens, GA 30667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,145 sqft · built 1900
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2022)
Tax Bill	$2,506 (2023)
Deeds & Mortgages	Sep 2010 Mortgage Apr 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M5 027`

Property Details

APN / Parcel Number

Primary APN	`M5 027`
Alternative APN	`5641`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,145 sqft Heated Area
1st Floor Area	1,984 sqft
2nd Floor Area	161 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.589 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	912 sqft
Porch	Porch
Porch Area	200 sqft
Deck Area	192 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5641
Old Parcel Number	M5 027
Street Address	155 CHERRY ST
City	STEPHENS
State	GA
Zip	30667-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOUSE/0.59 ACRES
Legal Subdivision	N J BURGESS ESTATE SURV
Jurisdiction	OGLETHORPE GA
Township / Civil Division	MAXEYS
Census Block Group	1
Census Block	1154
Census Tract	960300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Maxeys Historic District listed 2022 · 95 contributing resources · NRIS 100008047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oglethorpe County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2010	Deed of Trust, Mortgage · FHA Mortgage MAIN STREET HOME LOANS LLC
Apr 7, 2015	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ASSURANCE
Apr 24, 2013	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK
Jun 27, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 27, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Aug 2, 2005	Deed, Transfer · Reverse Mortgage FRANKLIN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Document Number	0000171202
Deed Book / Page	171 / 202
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	000171/202
Record Updated	Jun 8, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00021A/087
Date	Sep 21, 2010
Book Page	21A/087

Lender

Name	MAIN STREET HOME LOANS LLC
Address	ALPHARETTA, GA 30022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2040

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000040/574
Date	Apr 7, 2015
Book Page	40/574
Instrument	000485

Lender

Name	MORTGAGE ASSURANCE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2035

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00022P/121
Date	Apr 24, 2013
Book Page	22P/121

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2016

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Jun 27, 2022
Property Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Document Number	000171/202
Book / Page	171 / 202
Instrument Date	Jun 27, 2022
Instrument	2022-000494
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 CHERRY ST, STEPHENS, GA 30667-1709

Mortgage

Document Number	0000000171/0000000204
Date	Jun 30, 2022
Book Page	0000000171/0000000204

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Jun 27, 2022
Property Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Document Number	000171/202
Book / Page	171 / 202
Instrument Date	Jun 27, 2022
Instrument	2022-000494
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 CHERRY ST, STEPHENS, GA 30667-1709

Mortgage

Document Number	0000171204
Date	Jun 27, 2022
Instrument	171/204

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

August 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Aug 2, 2005
Property Address	155 CHERRY ST, STEPHENS, GA 30667-1709
Document Number	00017B/505
Book / Page	17B / 505
Instrument Date	Aug 2, 2005
Instrument	2005-000793
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 CHERRY ST, STEPHENS, GA 30667-1709

Mortgage

Document Number	00017B/507
Date	Aug 8, 2005
Book Page	17B/507

Lender

Name	FRANKLIN BANK & TRUST
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Oglethorpe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Municipality	Maxeys Town
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$96,924 (+1.67%) Land $2,600 Building $94,324	$242,310 (+1.67%) Land $6,500 Building $235,810
2023	$2,506.00 (+9.58%)	$95,336 (+25.83%) Land $1,960 Building $93,376	$238,340 (+25.83%) Land $4,900 Building $233,440
2022	$2,287.00 Homeowner's exemption	$75,768 Land $1,960 Building $73,808	$189,420 Land $4,900 Building $184,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXEYS serves 281 people · EPA ID GA2210002
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2025) action level 15 ppb
Copper	1.6 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20

155 Cherry St, Stephens, GA 30667 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2015: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2005: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cherry St

Nearby Streets

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