231 Cherry St, Stephens, GA 30667 Property Records

Oglethorpe County property record for 231 Cherry St, Stephens, GA 30667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,444 sqft · built 1920
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2020)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M5 035`

Property Details

APN / Parcel Number

Primary APN	`M5 035`
Alternative APN	`5648`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,444 sqft Heated Area
1st Floor Area	2,444 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Metal
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	952 sqft
Deck Area	240 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5648
Street Address	231 CHERRY ST
City	STEPHENS
State	GA
Zip	30667-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOUSE/1.27 ACRES
Legal Subdivision	COMM-CITY OF MAXEYS
Jurisdiction	OGLETHORPE GA
Township / Civil Division	MAXEYS
Census Block Group	1
Census Block	1154
Census Tract	960300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Maxeys Historic District listed 2022 · 95 contributing resources · NRIS 100008047

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oglethorpe County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Oct 5, 2020	Limited Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL
Aug 21, 2020	Warranty Deed, Transfer
Aug 11, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2020693
Deed Book / Page	139 / 147
Last Transfer Date	Jul 25, 2025
Transfer Doc	000213/437
Record Updated	Jun 8, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Sep 3, 2025
Property Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Document Number	000213/437
Book / Page	213 / 437
Instrument Date	Jul 25, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CHERRY ST, STEPHENS, GA 30667-1710

Mortgage

Document Number	0000213440
Date	Sep 3, 2025
Instrument	213/440

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

October 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Oct 5, 2020
Property Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Document Number	000139/147
Book / Page	139 / 147
Instrument Date	Oct 5, 2020
Instrument	2020-000693
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000139/0000000150
Date	Oct 8, 2020
Book Page	0000000139/0000000150

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Aug 21, 2020
Property Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Document Number	000139/142
Book / Page	139 / 142
Instrument Date	Aug 21, 2020
Instrument	2020-000699
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 N MAIN ST, STEPHENS, GA 30667-1752

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Aug 11, 2020
Property Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Document Number	000139/145
Book / Page	139 / 145
Instrument Date	Aug 11, 2020
Instrument	2020-000700
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Dec 23, 2019
Property Address	231 CHERRY ST, STEPHENS, GA 30667-1710
Document Number	0000123/98
Book / Page	123 / 98
Instrument Date	Dec 23, 2019
Instrument	2020-000018
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 MAPLE ST, MAXEYS, GA 30667-1201

Tax Assessment & Valuation

Source: Oglethorpe County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Municipality	Maxeys Town
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (+1.65%) Homeowner's exemption	$98,504 (+1.86%) Land $4,720 Building $93,784	$246,260 (+1.86%) Land $11,800 Building $234,460
2024	$2,297.00 (-7.9%) Homeowner's exemption	$96,704 (-) Land $3,560 Building $93,144	$241,760 (-) Land $8,900 Building $232,860
2023	$2,494.00 (+5.9%) Homeowner's exemption	$96,704 (+23.98%) Land $3,560 Building $93,144	$241,760 (+23.98%) Land $8,900 Building $232,860
2022	$2,355.00 Homeowner's exemption	$78,000 Land $3,560 Building $74,440	$195,000 Land $8,900 Building $186,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXEYS serves 281 people · EPA ID GA2210002
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2025) action level 15 ppb
Copper	1.6 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20

231 Cherry St, Stephens, GA 30667 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Limited Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cherry St

Nearby Streets

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