155 Carmel Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 155 Carmel Way, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,693 sqft · built 1980
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Dec 1999)
Tax Bill$3,638 (2026)
Deeds & MortgagesJul 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN246-250-160-000

Property Details

APN / Parcel Number

Primary APN246-250-160-000
Alternative APN
  • 246-250-16

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,693 sqft Living Area
1st Floor Area1,693 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleL-Shape
Construction TypeWood
Lot Area11,250 sqft (0.258 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number246-250-16
Street Address155 CARMEL WAY
CityTRACY
StateCA
Zip95376-4810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1296 LOT 15
Legal SubdivisionALMONDWOOD PH I
Legal Tract1296
Legal Block1
Legal Lot Number16
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1002
Census Tract5220

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address155 CARMEL WAY, TRACY, CA 95376-4810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Jan 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 1999 · Amount on Record
Deed SaleDec 6, 1999 · Amount on Record
Deed Document Number1999149295
Last Transfer DateJul 13, 2021
Transfer Doc0000120366
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJul 19, 2021
Property Address155 CARMEL WAY, TRACY, CA 95376-4810
Document Number0000120366
Map ReferenceVOL 23 PG 59
Instrument DateJul 13, 2021
Instrument2021-120366
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 CARMEL WAY, TRACY, CA 95376-4810

Mortgage

Document Number0000120367
DateJul 19, 2021
Instrument2021-120367
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address155 CARMEL WAY, TRACY, CA 95376-4810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 CARMEL WAY, TRACY, CA 95376-4810

Mortgage

Document Number0000107259
DateAug 25, 2020
Instrument2020-107259
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address155 CARMEL WAY, TRACY, CA 95376-4810
Document Number0000014480
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address155 CARMEL WAY TRACY CA 953764810, TRACY, CA 95376-4810

Mortgage

Document Number0000014480
DateFeb 2, 2017
Instrument14480
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,638.00 (+0.03%)
2025$3,637.00 (+10.31%) Homeowner's exemption$321,893 (+4.04%) Land $99,896 Building $221,997
2023$3,297.00 (+2.14%) Homeowner's exemption$309,396 Land $96,018 Building $213,378$572,850
2022$3,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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