San Joaquin County property record for 154 Carmel Way, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,876 sqft · built 1980 |
| Lot Size | 0.217 acres (9,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $722,000 (Feb 2024) |
| Tax Bill | $7,529 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-250-150-000 |
| Primary APN | 246-250-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 9,435 sqft (0.217 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-250-15 |
|---|---|
| Street Address | 154 CARMEL WAY |
| City | TRACY |
| State | CA |
| Zip | 95376-4884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881027 FR ORIG APN 237430152 |
| Legal Subdivision | ALMONDWOOD PH I |
| Legal Tract | 1296 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5220 |
154 Carmel Way is owned and occupied by two individuals who bought it in February 2024.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Grant Deed, Transfer · Conventional Mortgage ZB NA |
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| May 17, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Oct 1, 2013 · Amount on File |
| Deed Document Number | 202416364 |
| Prior Transfer Date | May 12, 2022 |
| Prior Transfer Doc | 0000063393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 28, 2024 |
| Property Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Document Number | 0000016364 |
| Map Reference | VOL 23 PG 59 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024-016364 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Document Number | 0000016365 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024-016365 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Document Number | 0000065966 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023-065966 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 17, 2022 |
| Property Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Document Number | 0000063393 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022-063393 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | USA NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Document Number | 0000063394 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-063394 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 154 CARMEL WAY, TRACY, CA 95376-4884 |
| Document Number | 0000061060 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 154 CARMEL WAY TRACY CA 953764884, TRACY, CA 95376-4884 |
| Document Number | 0000061060 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 61060 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 154 Carmel Way was $7,529, down 11.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,529.00 (-11.18%) | ||
| 2025 | $8,477.00 | $736,440 Land $219,300 Building $517,140 | |
| 2023 | $4,348.00 (+2.11%) Homeowner's exemption | $406,492 Land $101,327 Building $305,165 | $617,850 |
| 2022 | $4,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Carmel Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 154 Carmel Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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