155 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 155 Balboa Loop, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,650 sqft · built 1996
Lot Size	0.336 acres (14,613 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,054 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`R048060`

Property Details

APN / Parcel Number

Primary APN	`R048060`
Alternative APNs	`631741032` `3048060`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,020 sqft
2nd Floor Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	14,613 sqft (0.336 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3048060
Street Address	155 BALBOA LOOP
City	KELSO
State	WA
Zip	98626-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR0
Legal Description	9 (ALOHA PARK WEST 5 PHASE 2) -2 -14 14 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	14
Legal Subdivision	ALOHA PARK WEST 5 PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	14
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	3
Census Block	3003
Census Tract	901

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 BALBOA LOOP, KELSO, WA 98626-1874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit FIBRE FEDERAL CREDIT UNION
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit FIBRE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Apr 3, 2026
Property Address	155 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003787461
Instrument Date	Apr 1, 2026
Instrument	20263787461
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003787461,
Date	Apr 3, 2026
Instrument	20263787461

Lender

Name	FIBRE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Apr 3, 2026
Property Address	155 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003787470
Instrument Date	Apr 1, 2026
Instrument	20263787470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003787470,
Date	Apr 3, 2026
Instrument	20263787470

Lender

Name	FIBRE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,054.00 (+5.29%)	$364,640 (+3.28%) Land $53,250 Building $311,390	$364,640 (+3.28%) Land $53,250 Building $311,390
2023	$4,800.00
2022		$353,070 Land $53,250 Building $299,820	$353,070 Land $53,250 Building $299,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACON HILL WATER & SEWER DISTRICT serves 11,969 people · EPA ID WA5315650
Water Source	Purchased groundwater from LONGVIEW WATER DEPARTMENT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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