154 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 154 Balboa Loop, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1998
Lot Size	0.2 acres (8,697 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2018)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`R048039`

Property Details

APN / Parcel Number

Primary APN	`R048039`
Alternative APNs	`631741011` `3048039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Shake/Shingle
Roof Material	Composition Shingle
Lot Area	8,697 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3048039
Street Address	154 BALBOA LOOP
City	KELSO
State	WA
Zip	98626-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR0
Legal Description	9 (ALOHA PARK WEST 5 PHASE 2) -1 -10 14 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	14
Legal Subdivision	ALOHA PARK WEST 5 PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	10
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	3
Census Block	3004
Census Tract	901

Owner

Source: Cowlitz County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 BALBOA LOOP, KELSO, WA 98626-1874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Aug 13, 2018	Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	May 16, 2013 · Amount on Record
Deed Document Number	20183599077
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Oct 8, 2026
Property Address	154 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003798118
Instrument Date	Sep 30, 2026
Instrument	20263798118
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003798118,
Date	Oct 8, 2026
Instrument	20263798118

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2056

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	154 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003677419
Date	Apr 2, 2021
Instrument	3677419

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	154 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003626800
Date	Sep 30, 2019
Instrument	3626800

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Aug 13, 2018
Property Address	154 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003599077
Map Reference	VOL13 PG8&9
Instrument Date	Aug 10, 2018
Instrument	3599077
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003599078
Date	Aug 13, 2018
Instrument	3599078

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,715.00 (+5.29%)	$339,870 (+3.27%) Land $53,250 Building $286,620	$339,870 (+3.27%) Land $53,250 Building $286,620
2023	$4,478.00
2022		$329,120 Land $53,250 Building $275,870	$329,120 Land $53,250 Building $275,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACON HILL WATER & SEWER DISTRICT serves 11,969 people · EPA ID WA5315650
Water Source	Purchased groundwater from LONGVIEW WATER DEPARTMENT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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