15492 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15492 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,855 sqft · built 2015
Lot Size	0.276 acres (12,030 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2022)
Tax Bill	$5,428 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001119-7080`

Property Details

APN / Parcel Number

Primary APN	`001119-7080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,855 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	1,855 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,030 sqft (0.276 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15492 BAREBACK DR
City	JACKSONVILLE
State	FL
Zip	32234-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63-139 25-3S-23E .27 WINCHESTER RIDGE PHASE 1A LOT 170
Legal Range	23E
Legal Township	03S
Legal Section	25
Legal Subdivision	WINCHESTER RIDGE PHASE 1A
Legal Lot Number	170
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3031
Census Tract	17300

Owner

15492 Bareback Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 25, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Apr 23, 2015 · Amount on File
Deed Document Number	2022187015
Deed Book / Page	20362 / 2189
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333

Mortgage

Document Number	0203561975
Date	Jul 13, 2022
Book Page	20356/1975
Instrument	2022182729

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Oct 1, 2047

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 15, 2022
Property Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333
Document Number	0203622189
Book / Page	20362 / 2189
Map Reference	MB 63 PG 139-148
Instrument Date	Jul 13, 2022
Instrument	2022187015
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15492 BAREBACK DR, 15492, JACKSONVILLE, FL 32234-2333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333

Mortgage

Document Number	0203622191
Date	Jul 15, 2022
Instrument	20362/2191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333

Mortgage

Document Number	0200911375
Date	Jan 11, 2022
Book Page	20091/1375
Instrument	2022007803

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Oct 1, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUVAL FL
Property Address	15492 BAREBACK DR, JACKSONVILLE, FL 32234-2333
Document Number	0181331263
Book / Page	018133 / 001263
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15492 BAREBACK DR MAXVILLE FL 322342333, MAXVILLE, FL 32234-2333

Mortgage

Document Number	0181331263
Date	Sep 29, 2017
Book Page	018133/001263
Instrument	222798

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 15492 Bareback Dr was $5,428 with a homeowner's exemption, up 11.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,484 (+2.7%)	$256,924 (-4.55%) Land $50,000 Building $206,924
2025	$5,428.00 (+11.18%) Homeowner's exemption	$216,635	$269,162 Land $48,000 Building $221,162
2024	$4,882.00 (+2.61%)
2023	$4,758.00 (+34.37%) Homeowner's exemption	$200,619 (+29.56%)	$274,305 (+12.19%) Land $55,000 Building $219,305
2022	$3,541.00 Homeowner's exemption	$154,847	$244,509 Land $45,000 Building $199,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15492 Bareback Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	10 (1998–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15492 Bareback Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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