15475 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15475 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 2015
Lot Size	0.269 acres (11,729 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jan 2020)
Tax Bill	$6,065 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001119-7365`

Property Details

APN / Parcel Number

Primary APN	`001119-7365`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,370 sqft Living Area
Gross Area	3,106 sqft
1st Floor Area	2,370 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,729 sqft (0.269 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15475 BAREBACK DR
City	JACKSONVILLE
State	FL
Zip	32234-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63-139 25-3S-23E .27 WINCHESTER RIDGE PHASE 1A LOT 227
Legal Range	23E
Legal Township	03S
Legal Section	25
Legal Subdivision	WINCHESTER RIDGE PHASE 1A
Legal Lot Number	227
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3033
Census Tract	17300

Owner

15475 Bareback Dr is owned and occupied by an individual who bought it in January 2020.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 13, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	20209159
Deed Book / Page	19067 / 1942
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334

Mortgage

Document Number	0205560406
Date	Jan 18, 2023
Book Page	20556/406
Instrument	2023010828

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334

Mortgage

Document Number	0196421477
Date	Mar 22, 2021
Book Page	19642/1477
Instrument	2021073529

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 13, 2020
Property Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334
Document Number	0190671942
Book / Page	19067 / 1942
Map Reference	MB 63 PG 139-148
Instrument Date	Jan 6, 2020
Instrument	2020009159
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 N LOMBARDY LOOP, 301, SAINT JOHNS, FL 32259-5268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15475 BAREBACK DR, JACKSONVILLE, FL 32234-2334

Mortgage

Document Number	0190671944
Date	Jan 13, 2020
Instrument	19067/1944

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15475 Bareback Dr was $6,065 with a homeowner's exemption, up 8.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,403 (+2.7%)	$306,776 (-4.87%) Land $50,000 Building $256,776
2025	$6,065.00 (+8.77%) Homeowner's exemption	$252,584	$322,469 Land $48,000 Building $274,469
2024	$5,576.00 (+2.59%)
2023	$5,435.00 (+12.2%) Homeowner's exemption	$238,317 (+3%)	$329,592 (+11.79%) Land $55,000 Building $274,592
2022	$4,844.00 Homeowner's exemption	$231,376	$294,829 Land $45,000 Building $249,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15475 Bareback Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	10 (1998–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15475 Bareback Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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