1549 Elsdon Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1549 Elsdon Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,040 sqft · built 1970
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$1,171,000 (Oct 2018)
Tax Bill	$15,504 (2025)
Deeds & Mortgages	May 2020 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`289-0241-016-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0241-016-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,040 sqft Living Area
1st Floor Area	3,029 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1549 ELSDON CIR
City	CARMICHAEL
State	CA
Zip	95608-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 03, LOT 60
Legal Subdivision	DEL DAYO ESTATES 03
Legal Lot Number	60
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1549 ELSDON CIR, CARMICHAEL, CA 95608-6014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2018	Grant Deed, Transfer GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Apr 14, 2014 · Amount on Record
Deed Book / Page	20181003 / 1346
Last Transfer Date	Apr 24, 2020
Transfer Doc	5140000000840
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2020
Property Address	1549 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	2005140840
Instrument Date	Apr 24, 2020
Instrument	2005140840
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1549 ELSDON CIR CARMICHAEL CA 956086014, CARMICHAEL, CA 95608-6014

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 3, 2018
Property Address	1549 ELSDON CIR, CARMICHAEL, CA 95608-6014
Document Number	1810031346
Instrument Date	Oct 1, 2018
Instrument	1810031346
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1549 ELSDON CIR CARMICHAEL CA 956086014, CARMICHAEL, CA 95608-6014

Mortgage

Document Number	1810031347
Date	Oct 3, 2018
Instrument	1810031347

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,332,391 (+2%) Land $512,020 Building $820,371
2025	$15,504.00 (+0.96%) Homeowner's exemption	$1,306,267 (+4.04%) Land $501,981 Building $804,286
2024	$15,356.00 (+2.62%)
2023	$14,964.00 (+0.54%) Homeowner's exemption	$1,255,545 Land $482,490 Building $773,055
2022	$14,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	11 (1978–2009)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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