1549 Arbor Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1549 Arbor Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,064 sqft · built 2013
Lot Size	0.228 acres (9,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,300 (Nov 2013)
Tax Bill	$9,558 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-053-H-00-067-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-053-H-00-067-0`
Alternative APN	`7`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	952 sqft
Basement Area	772 sqft
Finished Basement	612 sqft
Unfinished Basement	160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,949 sqft (0.228 acres)
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1549 ARBOR DR
City	WILLOUGHBY
State	OH
Zip	44094-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 7 DOUGLASS TRACT
Legal Subdivision	ARBOR RIDGE SUBDIVISION 2
Legal Block	2
Legal Lot Number	65
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2010
Census Tract	201700

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1549 ARBOR DR, WILLOUGHBY, OH 44094-5333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2013 · Amount on Record
Deed Sale	Nov 25, 2013 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	201335075
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1549 ARBOR DR, WILLOUGHBY, OH 44094-5333
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035325
Date	Oct 6, 2021
Instrument	2021R035325

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1549 ARBOR DR, WILLOUGHBY, OH 44094-5333
Document Number	0000009083
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1549 ARBOR DR WILLOUGHBY OH 440945333, WILLOUGHBY, OH 44094-5333

Mortgage

Document Number	0000009083
Date	Apr 17, 2018
Instrument	9083

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2038

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,730 (+35.44%) Land $31,020 Building $105,710	$390,680 (+35.46%) Land $88,640 Building $302,040
2023	$9,558.00 (+54.69%) Homeowner's exemption	$100,950 (-) Land $24,780 Building $76,170
2022	$6,179.00 Homeowner's exemption	$100,950 Land $24,780 Building $76,170
2021			$288,420 Land $70,790 Building $217,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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