Montgomery County property record for 1548 Emerald Lakes Dr, Willis, TX 77378 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,453 sqft · built 2018 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,576 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4544-00-07700 |
| Primary APN | 4544-00-07700 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 2,453 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Porch | Open Porch |
| Porch Area | 576 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R372819 |
|---|---|
| Street Address | 1548 EMERALD LAKES DR |
| City | WILLIS |
| State | TX |
| Zip | 77378-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S454400 - EMERALD LAKES 01, BLOCK 3, LOT 43, ACRES 1.11 |
| Legal Subdivision | EMERALD LAKES 01 |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 694105 |
Source: Montgomery County records · APN 4544-00-07700
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FROST BANK |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Oct 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Aug 03, 2019 | Loan Modification, Mortgage SPIRIT OF TX BK SSB |
| Aug 08, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage SPIRIT OF TX BK SSB |
| May 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 |
| Deed Sale | Jun 17, 2024 |
| Prior Sale | May 14, 2018 |
| Deed Document Number | 2024058749 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Document Number | 0000022135 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026022135 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Document Number | 0000140768 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022140768 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78292 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000111673 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021111673 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ABILENE, TX 79606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000091517 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 2019091517 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ABILENE, TX 79606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Document Number | 0000084183 |
| Instrument Date | Aug 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1548 EMERALD LAKES DR WILLIS TX 773786123, WILLIS, TX 77378-6123 |
| Document Number | 0000084183 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 84183 |
| Name | SPIRIT OF TX BK SSB |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77840 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 09, 2049 |
| Rate | 5.75% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 08, 2018 |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 76878 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3400 N LOOP 336 W #414 CONROE TX 773043464, 414, CONROE, TX 77304-3464 |
| Document Number | 0000076878 |
|---|---|
| Date | Aug 08, 2018 |
| Instrument | 76878 |
| Name | SPIRIT OF TX BK SSB |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77840 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 07, 2019 |
| Rate | 5.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 14, 2018 |
| Property Address | 1548 EMERALD LAKES DR, WILLIS, TX 77378-6123 |
| Document Number | 0000043486 |
| Instrument Date | May 09, 2018 |
| Instrument | 43486 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3400 N LOOP E #414 CONROE TX 77304, 414, CONROE, TX 77304 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $527,001 (-3.5%) Land $75,480 Building $451,521 | $527,001 (-6.96%) Land $75,480 Building $451,521 | |
| 2024 | $7,576.00 (+14.6%) Homeowner's exemption | $546,095 (+1%) Land $75,480 Building $490,974 | $566,454 (+9.69%) Land $75,480 Building $490,974 |
| 2023 | $6,611.00 Homeowner's exemption | $496,450 Land $75,480 Building $440,910 | $516,390 Land $75,480 Building $440,910 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 14% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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