San Diego County property record for 15476 Mesquite Tree Trl, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,259 sqft · built 1991 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,465,000 (Jun 2018) |
| Tax Bill | $19,073 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-450-18-00 |
| Primary APN | 278-450-18-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,259 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 47,045 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 15476 MESQUITE TREE TRL |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-C |
| Legal Description | LOT 18 TR 010535 |
| Legal Subdivision | 4158 POWAY |
| Legal Tract | 010535 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 17053 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Feb 26, 2021 | Intrafamily Transfer, Transfer FIRST INTEGRITY TITLE CO |
| Oct 8, 2018 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Feb 11, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Aug 12, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 8, 2018 | Grant Deed, Transfer · ARM PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on Record |
| Deed Sale | Jun 8, 2018 · Amount on Record |
| Prior Sale | Aug 3, 2006 · Amount on Record |
| Deed Document Number | 2018232166 |
| Last Transfer Date | Feb 22, 2021 |
| Transfer Doc | 0000155343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 26, 2021 |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Number | 0000155343 |
| Map Reference | MAP 10535 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021-0155343 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Number | 0000155344 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0155344 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 26, 2021 |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Number | 0000155345 |
| Map Reference | MAP 10535 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-0155345 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST INTEGRITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000416795 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | 2018-0416795 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Number | 0000048438 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019-0048438 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000338371 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019-0338371 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000179289 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020-0179289 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 8, 2018 |
| Property Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Number | 0000232166 |
| Map Reference | MAP 10535 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018-0232166 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 15476 MESQUITE TREE TRL, POWAY, CA 92064-2286 |
| Document Number | 0000232167 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 2018-0232167 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,700,252 (+2%) Land $812,407 Building $887,845 | |
| 2025 | $19,073.00 (+4.85%) Homeowner's exemption | $1,666,915 (+4.04%) Land $796,478 Building $870,437 |
| 2023 | $18,190.00 (+1.67%) Homeowner's exemption | $1,602,188 Land $765,550 Building $836,638 |
| 2022 | $17,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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