1547 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1547 Union St, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Specialized > Dormitory, Group Quarters
Year Built	Built 1986
Square Footage	3,428 sqft Gross Area
Lot Size	6,750 sqft (0.155 acres)
Garage	Detached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$101,500 (2001)
Tax Bill	$8,706.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 50.22-3-18`
Alternative APN	`150005002200030180000000`

Interior

Building Area	3,428 sqft Gross Area
Basement Area	1,609 sqft Basement
Unfinished Basement	1,609 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1986
Lot Area	6,750 sqft (0.155 acres)
Depth X Width	135 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	420 sqft Garage
Porch Area	312 sqft Porch

Utilities and HVAC

Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1547 UNION ST
City	SCHENECTADY
State	NY
Zip	12309-6022
Property Usage	Residential Property Usage
Type	Residential > Specialized > Dormitory, Group Quarters
Legal Description	GROUP HOME 2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3004
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.22-3-18

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1547 UNION ST, SCHENECTADY, NY 12309-6022
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2001 · Amount on Record
Deed Sale	Jul 24, 2001 · Amount on Record
Prior Sale	Oct 28, 1997
Deed Book / Page	1605 / 256
Record Refreshed	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1547 UNION ST, SCHENECTADY, NY 12309-6022
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1547 UNION ST, SCHENECTADY, NY 12309-6022

Mortgage

Document Number	0000012065
Date	Feb 27, 2024
Book Page	5360/671
Instrument	202412065

Lender

Name	CITIZENS BANK
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 08, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,706.00 (+3.09%)	$185,000 (-) Land $23,500 Building $161,500	$306,342 (+30.82%) Land $38,914 Building $267,428
2023		$185,000 (-) Land $23,500 Building $161,500	$234,177 (+3.8%) Land $29,747 Building $204,430
2022		$185,000 Land $23,500 Building $161,500	$225,610 Land $28,659 Building $196,951
2021	$8,445.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.