1541 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1541 Union St, Schenectady, NY 12309

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,789 sqft · built 1995
Lot Size0.31 acres (13,500 sqft)
OwnerCompany Name on Record
Last Sale$390,000 (Apr 2022)
Tax Bill$15,224 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.21-2-60

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-60
Alternative APN
  • 150005002100020600000000

Interior

Units3 Units
Stories2 Stories
Building Area4,789 sqft Gross Area
Basement Area2,104 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area13,500 sqft (0.31 acres)
Lot Dimensions135 ft deep x 100 ft wide
PorchSlab
Porch Area588 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1541 UNION ST
CitySCHENECTADY
StateNY
Zip12309-6060
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code03 - MULTI
Legal Description5 2 BR & WD & 1 BRICK 0005440522 165,000
Legal SubdivisionBELONGING TO FRED METT & RICHARD MURPHY
Legal Block2
Legal Lot Number60.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3002
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9011, SCHENECTADY, NY 12309-0011
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleJan 7, 2015 · Amount on Record
Deed Document Number202220216
Deed Book / Page2083 / 1
Prior Transfer DateApr 9, 2003
Prior Transfer Doc1655000360
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 19, 2022
Property Address1541 UNION ST, SCHENECTADY, NY 12309-6060
Document Number0000020216
Book / Page2083 / 1
Instrument DateApr 13, 2022
Instrument202220216
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1541 UNION ST, 1541, SCHENECTADY, NY 12309-6060

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9011, NISKAYUNA, NY 12309-0011

Mortgage

Document Number0000020217
DateApr 19, 2022
Instrument202220217
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,224.00 (+1.95%)
2025$14,933.00 (+9.96%)$335,000 (-) Land $29,600 Building $305,400$554,728 (+30.82%) Land $49,015 Building $505,713
2023$335,000 (-) Land $29,600 Building $305,400$424,051 (+3.8%) Land $37,468 Building $386,583
2022$335,000 Land $29,600 Building $305,400$408,537 Land $36,098 Building $372,439
2021$13,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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