Richland County property record for 1546 Silver Cup Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,264 sqft · built 2015 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,500 (Feb 2025) |
| Tax Bill | $8,923 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Apr 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25900-03-15 |
| Primary APN | 25900-03-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Heated Area |
| Gross Area | 2,824 sqft |
| 1st Floor Area | 952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 1,310 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 01823977 |
|---|---|
| Street Address | 1546 SILVER CUP LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 603 66.2X123.5X96X119.9 #SU #PR RB979-1799 RB1331-3891; RB2184-52 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 66,603 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11425 |
1546 Silver Cup Ln is owned and occupied by an individual who bought it in February 2025.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed, Transfer |
| Apr 24, 2021 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| May 5, 2017 | Warranty Deed, Transfer |
| May 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Jul 7, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | Apr 14, 2023 · Amount on File |
| Deed Document Number | 20255061 |
| Deed Book / Page | 2992 / 72 |
| Prior Transfer Date | Dec 11, 2009 |
| Prior Transfer Doc | 0017363572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 14, 2023 |
| Property Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 0028283417 |
| Book / Page | 2828 / 3417 |
| Map Reference | MB 2184 PG 52 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023015355 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $689.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 24, 2021 |
| Property Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 0026092362 |
| Book / Page | 2609 / 2362 |
| Map Reference | MB 2184 PG 520 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021024537 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.45 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 2021024538 |
|---|---|
| Date | Apr 24, 2021 |
| Instrument | 2021024538 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 2567/3520 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1546 SILVER CUP LN ELGIN SC 290457200, ELGIN, SC 29045-7200 |
| Document Number | 2567/3520 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 002567/003520 |
| Instrument | 72970 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 5, 2017 |
| Property Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 2208/2991 |
| Book / Page | 002208 / 002991 |
| Instrument Date | May 4, 2017 |
| Instrument | 33282 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 N ROYAL TOWER DR IRMO SC 290632791, IRMO, SC 29063-2791 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 5, 2017 |
| Property Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 2208/2994 |
| Book / Page | 002208 / 002994 |
| Instrument Date | May 4, 2017 |
| Instrument | 33283 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1546 SILVER CUP LN ELGIN SC 290457200, ELGIN, SC 29045-7200 |
| Document Number | 2208/2997 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 002208/002997 |
| Instrument | 33284 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 4, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 7, 2017 |
| Property Address | 1546 SILVER CUP LN, ELGIN, SC 29045-7200 |
| Document Number | 2225/3365 |
| Book / Page | 002225 / 003365 |
| Instrument Date | May 1, 2017 |
| Instrument | 50719 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 1546 Silver Cup Ln was $8,923.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,923.00 | $265,000 (-) Land $41,100 Building $223,900 | $265,000 (-) Land $41,100 Building $223,900 |
| 2024 | $265,000 (+2,803.16%) Land $41,100 Building $223,900 | $265,000 (+16.13%) Land $41,100 Building $223,900 | |
| 2023 | $7,917.00 | $9,128 | $228,200 |
| 2021 | $2,040.00 | $8,200 | $204,900 Land $32,000 Building $172,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1546 Silver Cup Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1546 Silver Cup Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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