1532 Silver Cup Ln, Elgin, SC 29045 Property Records

Richland County property record for 1532 Silver Cup Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,028 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Oct 2020)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25910-07-21`

Property Details

APN / Parcel Number

Primary APN	`25910-07-21`
Alternative APNs	`R25910-07-21` `02103011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,028 sqft Heated Area
Gross Area	3,724 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02103011
Street Address	1532 SILVER CUP LN
City	ELGIN
State	SC
Zip	29045-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT 521 50X114.2X39.9X37.7X112 #SU JACOBS CREEK PH 8 #PR RB2021-2755 RB2184-520
Legal Subdivision	JACOBS CREEK
Legal Lot Number	50,521
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1021
Census Tract	11425

Owner

Source: Richland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1532 SILVER CUP LN, ELGIN, SC 29045-7200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Oct 23, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
Jul 14, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG
Jul 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	202056584
Deed Book / Page	2542 / 2094
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1532 SILVER CUP LN, ELGIN, SC 29045-7200
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 SILVER CUP LN, ELGIN, SC 29045-7200

Mortgage

Document Number	0028911328
Date	Jan 8, 2024
Book Page	2891/1328
Instrument	2024000939

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34471

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 23, 2020
Property Address	1532 SILVER CUP LN, ELGIN, SC 29045-7200
Document Number	2542/2094
Book / Page	002542 / 002094
Instrument Date	Sep 24, 2020
Instrument	56584
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$921.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 SILVER CUP LN ELGIN SC 290457200, ELGIN, SC 29045-7200

Mortgage

Document Number	2542/2098
Date	Oct 23, 2020
Book Page	002542/002098
Instrument	56585

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Mortgage

Document Number	2542/3105,
Date	Oct 23, 2020
Book Page	002542/003105
Instrument	56802

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2030

Interest

Rate	8%

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 14, 2017
Property Address	1532 SILVER CUP LN, ELGIN, SC 29045-7200
Document Number	2227/2488
Book / Page	002227 / 002488
Instrument Date	Jul 14, 2017
Instrument	52260
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1532 SILVER CUP LN ELGIN SC 290457200, ELGIN, SC 29045-7200

Mortgage

Document Number	2227/2491
Date	Jul 14, 2017
Book Page	002227/002491
Instrument	52261

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 14, 2017
Property Address	1532 SILVER CUP LN, ELGIN, SC 29045-7200
Document Number	2227/2485
Book / Page	002227 / 002485
Instrument Date	Jul 14, 2017
Instrument	52259
Transaction Type	Transfer
Record Updated	Jul 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 N ROYAL TOWER DR IRMO SC 290632791, IRMO, SC 29063-2791

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (+14.59%)	$286,400 (+2,775.5%)	$329,400 (+32.29%) Land $41,100 Building $288,300
2023	$2,405.00 (-72.04%)	$9,960 (-33.33%)	$249,000 (-)
2021	$8,602.00	$14,940	$249,000 Land $36,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1532 Silver Cup Ln, Elgin, SC 29045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

July 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Silver Cup Ln

Nearby Streets

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