1545 Temple Heights Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1545 Temple Heights Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 834 sqft · built 1977
Lot Size0.95 acres (4,135 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Aug 2015)
Tax Bill$3,995 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN161-333-08-00

Property Details

APN / Parcel Number

Primary APN161-333-08-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area834 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area4,135 sqft (0.95 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1545 TEMPLE HEIGHTS DR
CityOCEANSIDE
StateCA
Zip92056-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 190 TR 008390
Legal SubdivisionPEACOCK HILLS
Legal Tract008390
Legal Block2
Legal Lot Number190
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2011
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1545 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3004
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Mar 1, 2018Quit Claim Deed, Transfer · FHA Mortgage
GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2015 · Amount on Record
Deed SaleAug 7, 2015 · Amount on Record
Prior SaleJan 7, 2015 · Amount on Record
Deed Document Number2015420690
Last Transfer DateJan 16, 2018
Transfer Doc0000082069
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1545 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3004
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3004

Mortgage

Document Number0000403378
DateMay 28, 2021
Instrument2021-0403378
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueMar 1, 2048

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2018
Property Address1545 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3004
Document Number0000082069
Instrument DateJan 16, 2018
Instrument82069
Transaction TypeTransfer
Record UpdatedMar 7, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1545 TEMPLE HEIGHTS DR OCEANSIDE CA 920563004, OCEANSIDE, CA 92056-3004

Mortgage

Document Number82070
DateMar 1, 2018
Instrument82070
Lender
NameGLOBAL EQUITY FIN
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92117
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$354,495 (+2%) Land $220,371 Building $134,124
2025$3,995.00 (+8.59%)$347,545 (+4.04%) Land $216,050 Building $131,495
2023$3,679.00 (+0.25%)$334,051 Land $207,661 Building $126,390
2022$3,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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