1545 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1545 SE 23rd St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,665 sqft · built 2005
Lot Size0.398 acres (17,337 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Aug 2015)
Tax Bill$3,358 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN3-27-37-35-0330-00000-0640

Property Details

APN / Parcel Number

Primary APN3-27-37-35-0330-00000-0640

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,665 sqft Heated Area
Gross Area2,497 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,337 sqft (0.398 acres)
Pool TypePool with Hot Tub/Spa
Pool Area532 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1545 SE 23RD ST
CityOKEECHOBEE
StateFL
Zip34974-5399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUE HERON GOLF AND COUNTRY CLUB, PHASE 1 (PLAT BOOK 6 PAGES 50 & 51) LOT 64
Legal Range35E
Legal Township37S
Legal Section27
Legal SubdivisionBLUE HERON GOLF AND COUNTRY
Legal Phase1
Legal Lot Number64
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1008
Census Tract910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1545 SE 23RD ST, OKEECHOBEE, FL 34974-5399
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Nov 10, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2015 · Amount on Record
Deed SaleAug 25, 2015 · Amount on Record
Prior SaleApr 19, 2010 · Amount on Record
Deed Document Number0000764234
Deed Book / Page764 / 234
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1545 SE 23RD ST, OKEECHOBEE, FL 34974-5399
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 SE 23RD ST, OKEECHOBEE, FL 34974-5399

Mortgage

Document Number2021002365
DateMar 2, 2021
Instrument2021002365
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1545 SE 23RD ST, OKEECHOBEE, FL 34974-5399
Document Number0008161632
Instrument DateNov 10, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1545 SE 23RD ST OKEECHOBEE FL 349745399, OKEECHOBEE, FL 34974-5399

Mortgage

Document Number0008161632
DateDec 3, 2018
Book Page000816/001632
Instrument14151
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,358.00 (-10.72%) Homeowner's exemption$214,390 (+5.99%)$321,725 (+0.26%) Land $44,000 Building $277,725
2023$3,761.00 (+2.34%) Homeowner's exemption$202,280 (+3%)$320,889 (+21.68%) Land $35,000 Building $285,889
2022$3,675.00 Homeowner's exemption$196,388$263,709 Land $25,000 Building $238,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1992–2012)
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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