1480 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1480 SE 23rd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,405 sqft · built 2005
Lot Size	0.567 acres (24,742 sqft)
Owner	Owner Name on Record
Last Sale	$69,000 (Jul 2003)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-27-37-35-0330-00000-0320`

Property Details

APN / Parcel Number

Primary APN	`3-27-37-35-0330-00000-0320`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,405 sqft Heated Area
Gross Area	5,120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,742 sqft (0.567 acres)

Exterior Amenities

Pool Area	504 sqft
Porch	Open Porch
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1480 SE 23RD ST
City	OKEECHOBEE
State	FL
Zip	34974-5396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE HERON GOLF AND COUNTRY CLUB, PHASE 1 (PLAT BOOK 6 PAGES 50 & 51) LOT 32
Legal Range	35E
Legal Township	37S
Legal Section	27
Legal Subdivision	BLUE HERON GOLF AND COUNTRY
Legal Phase	1
Legal Lot Number	32
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1008
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1480 SE 23RD ST, OKEECHOBEE, FL 34974-5396
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2003 · Amount on Record
Deed Sale	Jul 1, 2003 · Amount on Record
Prior Sale	Jan 31, 2000 · Amount on Record
Deed Document Number	0050500094
Deed Book / Page	00505 / 00094
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1480 SE 23RD ST, OKEECHOBEE, FL 34974-5396
Document Number	0008011497
Book / Page	000801 / 001497
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1480 SE 23RD ST OKEECHOBEE FL 349745396, OKEECHOBEE, FL 34974-5396

Mortgage

Document Number	0008011497
Date	Jan 31, 2018
Book Page	000801/001497
Instrument	1244

Lender

Name	COLE JANET E TRUST (PT)
Address	2211 S FLAGLER DR, WEST PALM BEACH, FL 33401-8007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,393.00 (-4.67%) Homeowner's exemption Widower's exemption	$373,650 (+5.99%)	$651,191 (+2.41%) Land $99,000 Building $552,191
2023	$6,706.00 (-0.27%) Homeowner's exemption Widower's exemption	$352,544 (+3%)	$635,895 (+15.99%) Land $67,500 Building $568,395
2022	$6,724.00 Homeowner's exemption	$342,276	$548,235 Land $67,500 Building $480,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20