1545 N Harrison St, Algonquin, IL 60102 Property Records

McHenry County property record for 1545 N Harrison St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,533 sqft · built 2000
Lot Size	0.21 acres (9,167 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-159-009`

Property Details

APN / Parcel Number

Primary APN	`19-26-159-009`
Alternative APN	`1926159004`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,533 sqft
Gross Area	4,810 sqft
1st Floor Area	1,778 sqft
2nd Floor Area	1,755 sqft

Exterior

Year Built	Built 2000
Architectural Style	Cape Cod
Exterior Material	Frame Siding
Lot Area	9,167 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Old Parcel Number	1926159004
Street Address	1545 N HARRISON ST
City	ALGONQUIN
State	IL
Zip	60102-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0004504 LTS 12 & 13 BLK 30 MERRILL, F E & CO ALGONQUIN HILLS UNIT 2 RESUB BLKS 30 & 31
Legal Range	08E
Legal Township	43N
Legal Section	26
Legal Subdivision	FRANK E MERRILL & COS RESUB
Legal Block	30-31
Legal Lot Number	12-13 13
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4033
Census Tract	871600

Owner

1545 N Harrison St is owned and occupied by an individual who bought it in January 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1545 N HARRISON ST, ALGONQUIN, IL 60102-2352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Dec 18, 2003 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 25, 2021
Property Address	1545 N HARRISON ST, ALGONQUIN, IL 60102-2352
Document Number	0000004504
Instrument Date	Jan 5, 2021
Instrument	2021R0004504
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1545 N HARRISON ST, ALGONQUIN, IL 60102-2352

Mortgage

Document Number	0000004505
Date	Jan 25, 2021
Instrument	2021R0004505

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$116,237 Land $23,126 Building $93,111	$348,711 Land $69,378 Building $279,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1545 N Harrison St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1545 N Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20