1538 N Harrison St, Algonquin, IL 60102 Property Records

McHenry County property record for 1538 N Harrison St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,607 sqft · built 2004
Lot Size	0.159 acres (6,953 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Apr 2021)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-157-016`

Property Details

APN / Parcel Number

Primary APN	`19-26-157-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,607 sqft
Gross Area	2,735 sqft
1st Floor Area	1,128 sqft
2nd Floor Area	479 sqft

Exterior

Year Built	Built 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,953 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1538 N HARRISON ST
City	ALGONQUIN
State	IL
Zip	60102-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0163031 LT 9 BLK 28 MERRILL, F E & CO ALGONQUIN HILLS UNIT 2
Legal Range	08E
Legal Township	43N
Legal Section	26
Legal Subdivision	ALGONQUIN HILLS 02/F E MERRILL
Legal Block	28
Legal Lot Number	9
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2034
Census Tract	871311

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1538 N HARRISON ST, ALGONQUIN, IL 60102-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	2021R0018888
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 7, 2021
Property Address	1538 N HARRISON ST, ALGONQUIN, IL 60102-2324
Document Number	0000018888
Map Reference	DOC51499 MB4 PG32
Instrument Date	Feb 24, 2021
Instrument	2021R0018888
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 N HARRISON ST, ALGONQUIN, IL 60102-2324

Mortgage

Document Number	0000018889
Date	Apr 7, 2021
Instrument	2021R0018889

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$99,854 Land $14,467 Building $85,387	$299,562 Land $43,401 Building $256,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1990–2020)
Claims Outside the SFHA	7 of 11
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20