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1545 Harbor Way, Bartow, FL 33830 Property Records

Polk County property record for 1545 Harbor Way, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1985
Lot Size0.143 acres (6,242 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Sep 2020)
Tax Bill$2,195 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-30-13-293164-002130

Property Details

APN / Parcel Number

Primary APN24-30-13-293164-002130
Alternative APNs
  • 133024293164002130
  • 33024000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,592 sqft
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area6,242 sqft (0.143 acres)
Lot Dimensions96 ft deep x 65 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchScreened/Unfinished Porch
Porch Area52 sqft

Location & Zoning

Street Address1545 HARBOR WAY
CityBARTOW
StateFL
Zip33830-9775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE LAKES I PB 78 PG 13 BLK B LOT 13
Legal Range24E
Legal Township30S
Legal Section13
Legal SubdivisionLAKES THE I
Legal Tract293164
Legal BlockB
Legal Lot Number13
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2088
Census Tract15900

Owner

1545 Harbor Way is owned and occupied by an individual who bought it in September 2020.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1545 HARBOR WAY, BARTOW, FL 33830-9775
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Deed Document Number2020182506
Deed Book / Page11361 / 1677
Prior Transfer DateMay 27, 2010
Prior Transfer Doc0000085231
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 2, 2020
Property Address1545 HARBOR WAY, BARTOW, FL 33830-9775
Document Number0113611677
Book / Page011361 / 001677
Instrument DateAug 31, 2020
Instrument182506
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 SUMMER LANDING DR #203 LAKELAND FL 338103847, 203, LAKELAND, FL 33810-3847

Mortgage

Document Number113611678
DateSep 2, 2020
Book Page011361/001678
Instrument182507
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1545 Harbor Way was $2,195 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,188 (+2.7%)$189,261 (-1.96%) Land $17,500 Building $171,761
2025$2,195.00 Homeowner's exemption$163,766$193,048 Land $17,500 Building $175,548
2023$2,354.00 (+15.17%) Homeowner's exemption$154,516 (+3%)$210,439 (+4.24%) Land $17,000 Building $193,439
2022$2,044.00 Homeowner's exemption$150,016$201,880 Land $16,000 Building $185,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1545 Harbor Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1545 Harbor Way is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, T-Mobile.

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