1535 Harbor Way, Bartow, FL 33830 Property Records

Polk County property record for 1535 Harbor Way, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1984
Lot Size	0.143 acres (6,242 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Oct 2018)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-30-13-293164-002140`

Property Details

APN / Parcel Number

Primary APN	`24-30-13-293164-002140`
Alternative APNs	`133024293164002140` `33024000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,242 sqft (0.143 acres)
Lot Dimensions	96 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	16 sqft

Location & Zoning

Street Address	1535 HARBOR WAY
City	BARTOW
State	FL
Zip	33830-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES I PB 78 PG 13 BLK B LOT 14
Legal Range	24E
Legal Township	30S
Legal Section	13
Legal Subdivision	LAKES THE I
Legal Tract	293164
Legal Block	B
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2088
Census Tract	15900

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1535 HARBOR WAY, BARTOW, FL 33830-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS
Oct 31, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERISAVE MTG
May 3, 2017	Warranty Deed, Transfer PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	2018221957
Deed Book / Page	10647 / 2263
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0000084670
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2018
Property Address	1535 HARBOR WAY, BARTOW, FL 33830-9775
Document Number	0106472263
Book / Page	010647 / 002263
Instrument Date	Oct 19, 2018
Instrument	221957
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 HARBOR WAY BARTOW FL 338309775, BARTOW, FL 33830-9775

Mortgage

Document Number	106472265
Date	Oct 22, 2018
Book Page	010647/002265
Instrument	221958

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1535 HARBOR WAY, BARTOW, FL 33830-9775
Document Number	0103070115
Book / Page	010307 / 000115
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1535 HARBOR WAY BARTOW FL 338309775, BARTOW, FL 33830-9775

Mortgage

Document Number	0103070115
Date	Nov 6, 2017
Book Page	010307/000115
Instrument	212809

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 3, 2017
Property Address	1535 HARBOR WAY, BARTOW, FL 33830-9775
Document Number	0101361128
Book / Page	010136 / 001128
Instrument Date	Apr 17, 2017
Instrument	84670
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	PENFED TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$221.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1535 HARBOR WAY BARTOW FL 338309775, BARTOW, FL 33830-9775

Mortgage

Document Number	101361130
Date	May 3, 2017
Book Page	010136/001130
Instrument	84671

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 2, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,175 (+2.7%)	$212,276 (-1.81%) Land $17,500 Building $194,776
2025	$1,999.00 (-9.34%) Homeowner's exemption	$153,043 (+5.99%)	$216,185 (-8.27%) Land $17,500 Building $198,685
2023	$2,205.00 (+16.05%) Homeowner's exemption	$144,398 (+3%)	$235,670 (-0.4%) Land $17,000 Building $218,670
2022	$1,900.00 Homeowner's exemption	$140,192	$236,624 Land $16,000 Building $220,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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