1545 Cole Ln, Upland, CA 91784 Property Records

San Bernardino County property record for 1545 Cole Ln, Upland, CA 91784

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,964 sqft · built 2005
Lot Size	0.146 acres (6,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Dec 2023)
Tax Bill	$14,801 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1044-761-24-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-761-24-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	3,567 sqft
1st Floor Area	1,759 sqft
2nd Floor Area	1,205 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,355 sqft (0.146 acres)
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1545 COLE LN
City	UPLAND
State	CA
Zip	91784-8067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 16207 LOT 24 BOOK 304 PAGE 57 AND INT IN COMMON AREA
Legal Subdivision	THE COLONIES AT SAN ANTONIO
Legal Tract	16207
Legal Block	3
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3001
Census Tract	819

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 COLE LN, UPLAND, CA 91784-8067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2022	Intrafamily Transfer, Transfer
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 21, 2017	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	2023300976
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	0000115102
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 5, 2023
Property Address	1545 COLE LN, UPLAND, CA 91784-8067
Document Number	0000300976
Map Reference	MB 304 PG 57-61
Instrument Date	Dec 4, 2023
Instrument	2023-0300976
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1545 COLE LN, UPLAND, CA 91784-8067
Investor	Possibly a Property Investor

Mortgage

Document Number	0000300977
Date	Dec 5, 2023
Instrument	2023-0300977

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 31, 2022
Property Address	1545 COLE LN, UPLAND, CA 91784-8067
Document Number	0000299218
Map Reference	MB 304 PG 57-61
Instrument Date	Aug 11, 2022
Instrument	2022-0299218
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1545 COLE LN, UPLAND, CA 91784-8067

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1545 COLE LN, UPLAND, CA 91784-8067
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 COLE LN, UPLAND, CA 91784-8067

Mortgage

Document Number	0000225168
Date	Jun 24, 2022
Instrument	2022-0225168

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1545 COLE LN, UPLAND, CA 91784-8067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLARK TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 COLE LN, UPLAND, CA 91784-8067

Mortgage

Document Number	0000421791
Date	Oct 28, 2020
Instrument	2020-0421791

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 21, 2017
Property Address	1545 COLE LN, UPLAND, CA 91784-8067
Document Number	0000543613
Map Reference	MB304 PG57-61
Instrument Date	Nov 15, 2017
Instrument	2017-0543613
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1545 COLE LN, UPLAND, CA 91784-8067

Mortgage

Document Number	0000543614
Date	Dec 21, 2017
Instrument	2017-0543614

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Mortgage

Document Number	0000543615
Date	Dec 21, 2017
Instrument	2017-0543615

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,024,795 (+2%) Land $256,199 Building $768,596
2025	$14,801.00 (+24.77%) Homeowner's exemption	$1,004,700 (+32.18%) Land $251,175 Building $753,525
2023	$11,863.00 (-3.68%) Homeowner's exemption	$760,083 Land $266,029 Building $494,054
2022	$12,316.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Cole Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures