1526 Cole Ln, Upland, CA 91784 Property Records

San Bernardino County property record for 1526 Cole Ln, Upland, CA 91784

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,964 sqft · built 2005
Lot Size	0.162 acres (7,039 sqft)
Owner	2 Company Names on Record
Last Sale	$1,040,000 (Mar 2026)
Tax Bill	$14,869 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1044-761-25-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-761-25-0000`
Alternative APN	`0218-043-48`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	3,567 sqft
1st Floor Area	1,759 sqft
2nd Floor Area	1,205 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,039 sqft (0.162 acres)
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1526 COLE LN
City	UPLAND
State	CA
Zip	91784-8067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 16207 LOT 25 BOOK 304 PAGE 57 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16207
Legal Tract	16207
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3001
Census Tract	819

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1526 COLE LN, UPLAND, CA 91784-8067
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Grant Deed, Transfer MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY
Apr 20, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST
May 3, 2017	Deed of Trust, Mortgage · ARM ALLIANT CU
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	202661517
Prior Transfer Date	May 24, 2006
Prior Transfer Doc	0000632048
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 9, 2026
Property Address	1526 COLE LN, UPLAND, CA 91784-8067
Document Number	0000061517
Map Reference	MB 304 PG 57-61
Instrument Date	Mar 3, 2026
Instrument	2026-0061517
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1526 COLE LN, UPLAND, CA 91784-8067

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 20, 2023
Property Address	1526 COLE LN, UPLAND, CA 91784-8067
Document Number	0000094952
Map Reference	MB 304 PG 57-61
Instrument Date	Apr 3, 2023
Instrument	2023-0094952
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1526 COLE LN, UPLAND, CA 91784-8067

Mortgage

Document Number	0000094953
Date	Apr 20, 2023
Instrument	2023-0094953

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1526 COLE LN, UPLAND, CA 91784-8067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183403
Date	May 3, 2017
Instrument	2017-0183403

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1526 COLE LN, UPLAND, CA 91784-8067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336412
Date	Sep 19, 2019
Instrument	2019-0336412

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 4, 2020
Property Address	1526 COLE LN, UPLAND, CA 91784-8067
Document Number	0000492886
Map Reference	MB 304 PG 57-61
Instrument Date	Nov 10, 2020
Instrument	2020-0492886
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1526 COLE LN, UPLAND, CA 91784-8067

Mortgage

Document Number	0000492887
Date	Dec 4, 2020
Instrument	2020-0492887

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,024,067 (+2%) Land $256,017 Building $768,050
2025	$14,869.00 (+23.47%) Homeowner's exemption	$1,003,987 (+30.41%) Land $250,997 Building $752,990
2023	$12,043.00 (-3.6%) Homeowner's exemption	$769,896 Land $192,474 Building $577,422
2022	$12,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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