1544 Waterbridge Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1544 Waterbridge Ct, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,617 sqft · built 2001
Lot Size0.218 acres (9,512 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Apr 2004)
Tax Bill$4,095 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN31-04-26-021262-034-28

Property Details

APN / Parcel Number

Primary APN31-04-26-021262-034-28

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,617 sqft Living Area
Gross Area3,168 sqft
1st Floor Area2,617 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood Frame (Stucco or Asbestos)
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,512 sqft (0.218 acres)
Garage TypeAttached
Garage Area551 sqft
Pool Area392 sqft
PorchSlab
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1544 WATERBRIDGE CT
CityFLEMING ISLAND
StateFL
Zip32003-8689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 28 WATERS EDGE AS REC OR 2362 PG 1490
Legal Range26E
Legal Township04S
Legal Section31
Legal SubdivisionWATERS EDGE
Legal Lot Number28
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

1544 Waterbridge Ct is owned and occupied by an individual who bought it in April 2004.

Source: Clay County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1544 WATERBRIDGE CT, FLEMING ISLAND, FL 32003-8689
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2004 · Amount on File
Deed SaleApr 26, 2004 · Amount on File
Prior SaleOct 22, 2001 · Amount on File
Deed Document Number200435071
Deed Book / Page2362 / 1490
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateSep 17, 2026
Property Address1544 WATERBRIDGE CT, FLEMING ISLAND, FL 32003-8689
Document Number0000046494
Book / Page5086 / 2007
Instrument DateSep 11, 2026
Instrument202646494
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 WATERBRIDGE CT, FLEMING ISLAND, FL 32003-8689
InvestorPossibly a Property Investor

Mortgage

Document Number0000046494,
DateSep 17, 2026
Book Page5086/2007
Instrument202646494
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 7, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1544 Waterbridge Ct was $4,095 with a homeowner's exemption.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,095.00 Homeowner's exemption$308,659$504,916 Land $75,000 Building $429,916
2023$5,965.00 (+5.5%) Homeowner's exemption$291,225 (+3%)$454,460 (+16.81%) Land $75,000 Building $379,460
2022$5,654.00 Homeowner's exemption$282,743$389,071 Land $50,000 Building $339,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1544 Waterbridge Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1544 Waterbridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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