1537 Waterbridge Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1537 Waterbridge Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,968 sqft · built 2001
Lot Size	0.234 acres (10,204 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (May 2018)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-034-08`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-034-08`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,968 sqft Heated Area
Gross Area	4,643 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,204 sqft (0.234 acres)
Garage Area	734 sqft

Exterior Amenities

Porch	Porch
Porch Area	941 sqft
Patio Area	90 sqft
Balcony	Balcony
Balcony Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1537 WATERBRIDGE CT
City	FLEMING ISLAND
State	FL
Zip	32003-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 8 WATERS EDGE AS REC O R 4081 PG 1147
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	WATERS EDGE/EAGLE HARBOR
Legal Lot Number	8
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

1537 Waterbridge Ct is owned and occupied by an individual who bought it in May 2018.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1537 WATERBRIDGE CT, FLEMING ISLAND, FL 32003-8689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Mar 2, 2005 · Amount on File
Deed Document Number	2018023325
Deed Book / Page	4081 / 1147
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1537 WATERBRIDGE CT, FLEMING ISLAND, FL 32003-8689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042180484
Date	Aug 5, 2019
Book Page	4218/0484
Instrument	2019041092

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 7, 2018
Property Address	1537 WATERBRIDGE CT, FLEMING ISLAND, FL 32003-8689
Document Number	0040811147
Book / Page	4081 / 1147
Map Reference	MB36 PG1-8
Instrument Date	Apr 20, 2018
Instrument	2018023325
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ESTATE TITLE LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 WIND GROVE CT, 1825, FLEMING ISLAND, FL 32003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 POND RIDGE CT UNIT 1201, 1201, FLEMING ISLAND, FL 32003-4017

Mortgage

Document Number	2018023326
Date	May 7, 2018
Instrument	2018023326

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1537 Waterbridge Ct was $4,640 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 Homeowner's exemption	$344,381	$568,034 Land $75,000 Building $493,034
2023	$6,477.00 (+5.28%) Homeowner's exemption	$324,929 (+3%)	$506,462 (+15.46%) Land $75,000 Building $431,462
2022	$6,152.00 Homeowner's exemption	$315,466	$438,657 Land $50,000 Building $388,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1537 Waterbridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1537 Waterbridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: IQ Fiber.

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