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1544 Softshell St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1544 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,955 sqft Living Area
Lot Size6,229 sqft (0.143 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2018)
Tax Bill$7,076.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-25-31-0842-0001-3810
Alternative APNs
  • 253131084200013810
  • 153630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,955 sqft Living Area
Gross Area2,667 sqft Gross Area
1st Floor1,955 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialStone Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,229 sqft (0.143 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area478 sqft Garage
Porch Area234 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1544 SOFTSHELL ST
CitySAINT CLOUD
StateFL
Zip34771-7518
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 381
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1B
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number381
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2021
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0842-0001-3810

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
OUTAMATION INC
Mar 25, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 28, 2021Intrafamily Transfer, Transfer
Dec 31, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 12, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING
Dec 12, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jun 22, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Deed Doc Number201897117
Deed Book / Page5355 / 2175
Last Transfer DateMay 21, 2021
Transfer Doc0059690682
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518

Mortgage

Document Number0068640034
DateOct 14, 2025
Book Page6864/34
Instrument2025126935
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressSOUTHLAKE, TX 76092
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term315 Months
DueJan 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Transaction TypeMortgage
Record UpdatedApr 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518

Mortgage

Document Number0061800591
DateMar 25, 2022
Book Page6180/591
Instrument2022048213
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2052

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 28, 2021
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Document Number0059690682
Book / Page5969 / 682
Map ReferenceMB 19 PG 189-191
Instrument DateMay 21, 2021
Instrument2021083692
Transaction TypeTransfer
Record UpdatedJun 21, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2019
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Document Number0056501427
Book / Page005650 / 001427
Instrument DateDec 24, 2019
Instrument169678
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST ST CLOUD FL 347717518, ST CLOUD, FL 34771-7518

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Document Number0056660001
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST ST CLOUD FL 347717518, ST CLOUD, FL 34771-7518

Mortgage

Document Number0056660001
DateJan 30, 2020
Book Page005666/000001
Instrument14553
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Document Number0056660009
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST ST CLOUD FL 347717518, ST CLOUD, FL 34771-7518

Mortgage

Document Number0056660009
DateJan 30, 2020
Book Page005666/000009
Instrument14554
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

June 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 22, 2018
Property Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518
Document Number0053552175
Book / Page5355 / 2175
Map ReferenceMB19 PG189-191
Instrument DateJun 19, 2018
Instrument2018097117
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1544 SOFTSHELL ST, SAINT CLOUD, FL 34771-7518

Mortgage

Document Number2018097118
DateJun 22, 2018
Instrument2018097118
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,206.00 (+1.84%) Homeowner's exemption$275,475 (+5.99%)$353,500 (+0.63%) Land $75,000 Building $278,500
2024$7,076.00 (+1.45%)
2023$6,975.00 (+1.96%) Homeowner's exemption$259,915 (+3%)$351,300 (+14.06%) Land $65,000 Building $286,300
2022$6,841.00 Homeowner's exemption$252,345$308,000 Land $60,000 Building $248,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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